RLI CORP RLI

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $63.83
Market Cap $5.89B
P/E Ratio 14.61
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑6.3% YoY
$1.88B
3-Yr CAGR: 3.5%
Net Income ↑16.6% YoY
$403.34M
Net Margin: 21.4%
Free Cash Flow ↑9.6% YoY
$608.70M
FCF Yield: 10.34%
EPS (Diluted) ↑16.8% YoY
$4.37
Basic: $4.39
Return on Equity Efficiency
22.7%
ROA: 6.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (RLI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $816.3M $459.1M $114.9M $2.59 $174.5M $158.3M
FY 2017 $797.2M -2.3% $388.2M $105.0M -8.6% $2.36 -8.9% $197.5M $188.3M +18.9%
FY 2018 $818.1M +2.6% $382.5M $64.2M -38.9% $1.43 -39.4% $217.1M $211.0M +12.1%
FY 2019 $1,003.6M +22.7% $582.6M $191.6M +198.6% $4.23 +195.8% $276.9M $270.0M +27.9%
FY 2020 $983.6M -2.0% $533.1M $157.1M -18.0% $3.46 -18.2% $263.3M $257.5M -4.6%
FY 2021 $1,179.2M +19.9% $715.0M $279.4M +77.8% $6.11 +76.6% $384.9M $376.6M +46.3%
FY 2022 $1,698.0M +44.0% $1,175.6M $583.4M +108.8% $12.74 +108.5% $250.4M $244.6M -35.1%
FY 2023 $1,512.0M -11.0% $900.3M $304.6M -47.8% $6.61 -48.1% $464.3M $458.3M +87.4%
FY 2024 $1,770.4M +17.1% $1,024.8M $345.8M +13.5% $3.74 -43.4% $560.2M $555.5M +21.2%
FY 2025 $1,882.4M +6.3% $1,151.1M $403.3M +16.6% $4.37 +16.8% $614.2M $608.7M +9.6%
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Valuation

Market Price $63.83
Market Cap $5.89B
Enterprise Value N/A
P/E Ratio 14.61
P/B Ratio 3.30
FCF Yield 10.34%
Dividend Yield N/A
Shares Outstanding 91,938,331
%

Profitability & Margins

Gross Margin 61.15%
Operating Margin 26.88%
Net Margin 21.43%
Return on Equity (ROE) 22.68%
Return on Assets (ROA) 6.55%
Asset Turnover 0.31x
Revenue 3-Yr CAGR 3.50%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $88.80M
Total Debt N/A
Book Value / Share $19.34
💧

Cash Flow Efficiency

Operating Cash Flow $614.22M
Capital Expenditures (CapEx) $5.52M
Free Cash Flow $608.70M
OCF / Revenue 32.63%
FCF / Revenue 32.34%
FCF 3-Yr CAGR 35.52%
🏷️

Per Share Metrics

EPS (Diluted) $4.37
EPS (Basic) $4.39
Dividends / Share N/A
Book Value / Share $19.34
EPS YoY Growth 16.84%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.16B
Total Liabilities $21.77M
Stockholders' Equity $1.78B
Current Assets N/A
Current Liabilities N/A