← RENASANT CORP RNST
Market Price
$43.52
Market Cap
$4.04B
P/E Ratio
21.02
Revenue (FY 2025)
↑37.7% YoY
$985.85M
3-Yr CAGR: 16.1%
Net Income
↓-7.3% YoY
$181.27M
Net Margin: 18.4%
Free Cash Flow
↑105.3% YoY
$237.75M
FCF Yield: 5.88%
EPS (Diluted)
↓-36.7% YoY
$2.07
Basic: $2.09
Return on Equity
Efficiency
4.7%
ROA: 123.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RNST)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $331.1M | — | $302.9M | $90.9M | — | $2.17 | — | $163.8M | $150.2M | — |
| FY 2017 | $369.3M | +11.6% | $331.5M | $92.2M | +1.4% | $1.96 | -9.7% | $201.6M | $188.5M | +25.5% |
| FY 2018 | $432.9M | +17.2% | $367.6M | $146.9M | +59.4% | $2.79 | +42.3% | $77.4M | $55.0M | -70.8% |
| FY 2019 | $481.1M | +11.1% | $382.2M | $167.6M | +14.1% | $2.88 | +3.2% | $163.6M | $128.7M | +133.7% |
| FY 2020 | $489.7M | +1.8% | $418.3M | $83.7M | -50.1% | $1.48 | -48.6% | $82.2M | $54.0M | -58.0% |
| FY 2021 | $651.0M | +32.9% | $606.3M | $175.9M | +110.3% | $3.12 | +110.8% | $142.7M | $122.1M | +126.3% |
| FY 2022 | $630.6M | -3.1% | $570.0M | $166.1M | -5.6% | $2.95 | -5.4% | $574.0M | $559.2M | +357.8% |
| FY 2023 | $632.4M | +0.3% | $354.4M | $144.7M | -12.9% | $2.56 | -13.2% | $148.6M | $126.9M | -77.3% |
| FY 2024 | $715.9M | +13.2% | $340.3M | $195.5M | +35.1% | $3.27 | +27.7% | $129.4M | $115.8M | -8.8% |
| FY 2025 | $985.8M | +37.7% | $527.6M | $181.3M | -7.3% | $2.07 | -36.7% | $271.5M | $237.8M | +105.3% |
Valuation
Market Price
$43.52
Market Cap
$4.04B
Enterprise Value
$3.47B
P/E Ratio
21.02
P/B Ratio
1.03
FCF Yield
5.88%
Dividend Yield
2.05%
Shares Outstanding
Profitability & Margins
Gross Margin
53.51%
Operating Margin
23.00%
Net Margin
18.39%
Return on Equity (ROE)
4.67%
Return on Assets (ROA)
123.64%
Asset Turnover
6.72x
Revenue 3-Yr CAGR
16.06%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.129
Debt / Assets
3.409
Cash & Equivalents
$1.07B
Total Debt
$499.76M
Book Value / Share
$42.10
Cash Flow Efficiency
Operating Cash Flow
$271.47M
Capital Expenditures (CapEx)
$33.72M
Free Cash Flow
$237.75M
OCF / Revenue
27.54%
FCF / Revenue
24.12%
FCF 3-Yr CAGR
-24.81%
Per Share Metrics
EPS (Diluted)
$2.07
EPS (Basic)
$2.09
Dividends / Share
$0.89
Book Value / Share
$42.10
EPS YoY Growth
-36.70%
Balance Sheet (FY 2025)
Total Assets
$146.61M
Total Liabilities
$22.87B
Stockholders' Equity
$3.88B
Current Assets
N/A
Current Liabilities
N/A