← Repay Holdings Corp RPAY
Market Price
$3.66
Market Cap
$317.13M
P/E Ratio
N/A
Revenue (FY 2025)
↓-1.2% YoY
$309.26M
3-Yr CAGR: 3.5%
Net Income
↓-2,427.8% YoY
-$256.72M
Net Margin: -83.0%
Free Cash Flow
↓-39.1% YoY
$90.83M
FCF Yield: 28.64%
EPS (Diluted)
↓-2,627.3% YoY
$-3.00
Basic: $-3.00
Return on Equity
Efficiency
-53.0%
ROA: -21.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RPAY)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $94.0M | — | $71.4M | $9.4M | — | — | — | $21.1M | $20.7M | — |
| FY 2018 | $130.0M | +38.4% | $45.7M | $10.5M | +11.5% | $-0.14 | — | $-1.0M | $-1.9M | -109.1% |
| FY 2019 | $104.6M | -19.5% | $79.5M | — | — | — | — | — | — | — |
| FY 2020 | $155.0M | +48.2% | $55.3M | $-105.6M | — | $-0.67 | — | $28.5M | $27.5M | — |
| FY 2021 | $219.3M | +41.4% | $163.8M | $-50.1M | +52.6% | $-0.60 | +10.4% | $53.3M | $50.5M | +83.6% |
| FY 2022 | $279.2M | +27.4% | $214.4M | $12.8M | +125.6% | $0.12 | +120.0% | $74.2M | $71.0M | +40.8% |
| FY 2023 | $296.6M | +6.2% | $226.9M | $-110.5M | -960.8% | $-1.23 | -1,125.0% | $103.6M | $102.9M | +44.8% |
| FY 2024 | $313.0M | +5.5% | $241.4M | $-10.2M | +90.8% | $-0.11 | +91.1% | $150.1M | $149.1M | +44.9% |
| FY 2025 | $309.3M | -1.2% | $232.0M | $-256.7M | -2,427.8% | $-3.00 | -2,627.3% | $91.1M | $90.8M | -39.1% |
Valuation
Market Price
$3.66
Market Cap
$317.13M
Enterprise Value
$638.32M
P/E Ratio
N/A
P/B Ratio
0.63
FCF Yield
28.64%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
75.02%
Operating Margin
-82.36%
Net Margin
-83.01%
Return on Equity (ROE)
-52.99%
Return on Assets (ROA)
-21.40%
Asset Turnover
0.26x
Revenue 3-Yr CAGR
3.46%
Financial Health & Liquidity
Current Ratio
0.35
Cash Ratio
2.18
Debt / Equity
0.902
Debt / Assets
0.364
Cash & Equivalents
$115.69M
Total Debt
$436.88M
Book Value / Share
$5.85
Cash Flow Efficiency
Operating Cash Flow
$91.11M
Capital Expenditures (CapEx)
$286.00K
Free Cash Flow
$90.83M
OCF / Revenue
29.46%
FCF / Revenue
29.37%
FCF 3-Yr CAGR
8.53%
Per Share Metrics
EPS (Diluted)
$-3.00
EPS (Basic)
$-3.00
Dividends / Share
N/A
Book Value / Share
$5.85
EPS YoY Growth
-2,627.27%
Balance Sheet (FY 2025)
Total Assets
$1.20B
Total Liabilities
$717.97M
Stockholders' Equity
$484.43M
Current Assets
$18.64M
Current Liabilities
$52.96M