Banco Santander, S.A. SAN

Latest FY: 2025 Financial Services Banks - Diversified
Market Price $14.78
Market Cap $212.98B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-9.8% YoY
$101.71B
3-Yr CAGR: 12.5%
Net Income ↑19.6% YoY
$1.40B
Net Margin: 1.4%
Free Cash Flow ↓-4.7% YoY
$109.19B
FCF Yield: 51.27%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
N/A
ROA: 0.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (SAN)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $74,159.0M $50,092.0M $1,282.0M $2,872.0M $2,872.0M
FY 2017 $74,182.0M +0.0% $52,437.0M $1,588.0M +23.9% $4,137.0M $-3,313.0M -215.4%
FY 2018 $45,629.0M -38.5% $25,645.0M $1,505.0M -5.2% $3,342.0M $-7,384.0M -122.9%
FY 2019 $47,451.0M +4.0% $25,949.0M $1,601.0M +6.4% $55,269.0M $42,503.0M +675.6%
FY 2020 $45,741.0M -3.6% $31,994.0M $1,063.0M -33.6% $43,953.0M $36,567.0M -14.0%
FY 2021 $46,463.0M +1.6% $33,370.0M $1,529.0M +43.8% $48,081.0M $38,066.0M +4.1%
FY 2022 $71,430.0M +53.7% $38,619.0M $1,159.0M -24.2% $69,282.0M $65,774.0M +72.8%
FY 2023 $105,252.0M +47.3% $57,423.0M $1,107.0M -4.5% $101,029.0M $96,657.0M +47.0%
FY 2024 $112,735.0M +7.1% $61,876.0M $1,170.0M +5.7% $117,046.0M $114,518.0M +18.5%
FY 2025 $101,710.0M -9.8% $58,311.0M $1,399.0M +19.6% $109,840.0M $109,192.0M -4.7%
$

Valuation

Market Price $14.78
Market Cap $212.98B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio N/A
FCF Yield 51.27%
Dividend Yield N/A
Shares Outstanding 14,400,338,900
%

Profitability & Margins

Gross Margin 57.33%
Operating Margin 1.90%
Net Margin 1.38%
Return on Equity (ROE) N/A
Return on Assets (ROA) 0.07%
Asset Turnover 0.05x
Revenue 3-Yr CAGR 12.50%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share N/A
💧

Cash Flow Efficiency

Operating Cash Flow $109.84B
Capital Expenditures (CapEx) $648.00M
Free Cash Flow $109.19B
OCF / Revenue 107.99%
FCF / Revenue 107.36%
FCF 3-Yr CAGR 18.41%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share N/A
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $1.87T
Total Liabilities $1.75T
Stockholders' Equity N/A
Current Assets N/A
Current Liabilities N/A