← SOUTHSIDE BANCSHARES INC SBSI
Market Price
$33.01
Market Cap
$983.00M
P/E Ratio
14.41
Revenue (FY 2025)
↓-8.1% YoY
$237.04M
3-Yr CAGR: -2.2%
Net Income
↓-21.8% YoY
$69.22M
Net Margin: 29.2%
Free Cash Flow
↓-19.0% YoY
$73.48M
FCF Yield: 7.48%
EPS (Diluted)
↓-21.3% YoY
$2.29
Basic: $2.30
Return on Equity
Efficiency
8.2%
ROA: 6,839.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SBSI)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $149.0M | — | $119.6M | $49.3M | — | $1.86 | — | $86.7M | $80.2M | — |
| FY 2017 | $153.3M | +2.9% | $109.8M | $54.3M | +10.1% | $1.81 | -2.7% | $91.7M | $82.1M | +2.4% |
| FY 2018 | $182.1M | +18.8% | $125.0M | $74.1M | +36.5% | $2.11 | +16.6% | $122.4M | $109.0M | +32.7% |
| FY 2019 | $180.2M | -1.0% | $109.2M | $74.6M | +0.6% | $2.20 | +4.3% | $80.6M | $64.7M | -40.6% |
| FY 2020 | $237.0M | +31.5% | $192.4M | $82.2M | +10.2% | $2.47 | +12.3% | $90.5M | $79.1M | +22.2% |
| FY 2021 | $238.9M | +0.8% | $212.5M | $113.4M | +38.0% | $3.47 | +40.5% | $156.1M | $147.7M | +86.8% |
| FY 2022 | $253.2M | +6.0% | $212.6M | $105.0M | -7.4% | $3.26 | -6.1% | $226.5M | $217.2M | +47.0% |
| FY 2023 | $250.9M | -0.9% | $106.1M | $86.7M | -17.5% | $2.82 | -13.5% | $79.9M | $73.0M | -66.4% |
| FY 2024 | $257.9M | +2.8% | $59.7M | $88.5M | +2.1% | $2.91 | +3.2% | $101.8M | $90.7M | +24.3% |
| FY 2025 | $237.0M | -8.1% | $55.0M | $69.2M | -21.8% | $2.29 | -21.3% | $93.8M | $73.5M | -19.0% |
Valuation
Market Price
$33.01
Market Cap
$983.00M
Enterprise Value
$893.17M
P/E Ratio
14.41
P/B Ratio
1.16
FCF Yield
7.48%
Dividend Yield
3.03%
Shares Outstanding
Profitability & Margins
Gross Margin
23.22%
Operating Margin
34.86%
Net Margin
29.20%
Return on Equity (ROE)
8.17%
Return on Assets (ROA)
6,839.92%
Asset Turnover
234.23x
Revenue 3-Yr CAGR
-2.17%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.354
Debt / Assets
296.400
Cash & Equivalents
$389.79M
Total Debt
$299.96M
Book Value / Share
$28.49
Cash Flow Efficiency
Operating Cash Flow
$93.82M
Capital Expenditures (CapEx)
$20.34M
Free Cash Flow
$73.48M
OCF / Revenue
39.58%
FCF / Revenue
31.00%
FCF 3-Yr CAGR
-30.32%
Per Share Metrics
EPS (Diluted)
$2.29
EPS (Basic)
$2.30
Dividends / Share
$1.00
Book Value / Share
$28.49
EPS YoY Growth
-21.31%
Balance Sheet (FY 2025)
Total Assets
$1.01M
Total Liabilities
$7.67B
Stockholders' Equity
$847.62M
Current Assets
N/A
Current Liabilities
N/A