ServisFirst Bancshares, Inc. SFBS

Latest FY: 2025 Financial Services Banks - Regional
Market Price $91.45
Market Cap $5.00B
P/E Ratio 18.07
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑16.8% YoY
$562.43M
3-Yr CAGR: 3.7%
Net Income ↑21.7% YoY
$276.60M
Net Margin: 49.2%
Free Cash Flow ↑40.7% YoY
$349.26M
FCF Yield: 6.99%
EPS (Diluted) ↑21.6% YoY
$5.06
Basic: $5.06
Return on Equity Efficiency
15.0%
ROA: 1.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (SFBS)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $205.2M $179.4M $81.5M $1.52 $98.5M $76.3M
FY 2017 $246.5M +20.1% $211.1M $93.1M +14.3% $1.72 +13.2% $118.5M $97.3M +27.5%
FY 2018 $282.1M +14.5% $218.2M $136.9M +47.1% $2.53 +47.1% $168.3M $166.0M +70.6%
FY 2019 $311.6M +10.5% $208.5M $149.2M +9.0% $2.76 +9.1% $164.3M $161.9M -2.5%
FY 2020 $368.2M +18.1% $317.2M $169.6M +13.6% $3.13 +13.4% $191.3M $189.0M +16.7%
FY 2021 $418.0M +13.5% $386.2M $207.7M +22.5% $3.82 +22.0% $266.3M $256.9M +35.9%
FY 2022 $504.3M +20.6% $415.8M $251.5M +21.1% $4.61 +20.7% $272.6M $269.0M +4.7%
FY 2023 $441.4M -12.5% $39.0M $206.9M -17.8% $3.79 -17.8% $197.3M $193.4M -28.1%
FY 2024 $481.7M +9.1% $2.9M $227.2M +9.9% $4.16 +9.8% $252.9M $248.3M +28.4%
FY 2025 $562.4M +16.8% $107.2M $276.6M +21.7% $5.06 +21.6% $355.2M $349.3M +40.7%
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Valuation

Market Price $91.45
Market Cap $5.00B
Enterprise Value N/A
P/E Ratio 18.07
P/B Ratio 2.70
FCF Yield 6.99%
Dividend Yield 0.42%
Shares Outstanding 54,662,800
%

Profitability & Margins

Gross Margin 19.06%
Operating Margin 0.55%
Net Margin 49.18%
Return on Equity (ROE) 14.95%
Return on Assets (ROA) 1.56%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 3.71%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $630.60M
Total Debt N/A
Book Value / Share $33.84
💧

Cash Flow Efficiency

Operating Cash Flow $355.20M
Capital Expenditures (CapEx) $5.94M
Free Cash Flow $349.26M
OCF / Revenue 63.16%
FCF / Revenue 62.10%
FCF 3-Yr CAGR 9.10%
🏷️

Per Share Metrics

EPS (Diluted) $5.06
EPS (Basic) $5.06
Dividends / Share $0.38
Book Value / Share $33.84
EPS YoY Growth 21.63%
🏛️

Balance Sheet (FY 2025)

Total Assets $17.73B
Total Liabilities $15.88B
Stockholders' Equity $1.85B
Current Assets N/A
Current Liabilities N/A