← SELECTIVE INSURANCE GROUP INC SIGI
Market Price
$94.44
Market Cap
$5.63B
P/E Ratio
12.61
Revenue (FY 2025)
↑9.8% YoY
$5.34B
3-Yr CAGR: 14.5%
Net Income
↑125.3% YoY
$466.41M
Net Margin: 8.7%
Free Cash Flow
↑11.7% YoY
$1.19B
FCF Yield: 21.22%
EPS (Diluted)
↑131.9% YoY
$7.49
Basic: $7.54
Return on Equity
Efficiency
12.9%
ROA: 3.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SIGI)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $2,284.3M | — | $1,026.7M | $158.5M | — | $2.70 | — | $301.8M | $283.6M | — |
| FY 2017 | $2,470.0M | +8.1% | $1,100.6M | $168.8M | +6.5% | $2.84 | +5.2% | $370.7M | $356.7M | +25.7% |
| FY 2018 | $2,586.1M | +4.7% | $1,063.5M | $178.9M | +6.0% | $3.00 | +5.6% | $454.9M | $438.8M | +23.0% |
| FY 2019 | $2,846.5M | +10.1% | $1,261.3M | $271.6M | +51.8% | $4.53 | +51.0% | $477.5M | $446.5M | +1.7% |
| FY 2020 | $2,922.3M | +2.7% | $1,255.6M | $246.4M | -9.3% | $4.09 | -9.7% | $554.0M | $532.0M | +19.1% |
| FY 2021 | $3,379.2M | +15.6% | $1,536.0M | $403.8M | +63.9% | $6.50 | +58.9% | $771.4M | $749.3M | +40.8% |
| FY 2022 | $3,558.1M | +5.3% | $1,417.4M | $224.9M | -44.3% | $3.54 | -45.5% | $802.4M | $776.4M | +3.6% |
| FY 2023 | $4,232.1M | +18.9% | $1,719.0M | $365.2M | +62.4% | $5.84 | +65.0% | $758.9M | $736.3M | -5.2% |
| FY 2024 | $4,861.7M | +14.9% | $1,668.3M | $207.0M | -43.3% | $3.23 | -44.7% | $1,099.9M | $1,069.1M | +45.2% |
| FY 2025 | $5,336.9M | +9.8% | $2,129.9M | $466.4M | +125.3% | $7.49 | +131.9% | $1,233.0M | $1,194.3M | +11.7% |
Valuation
Market Price
$94.44
Market Cap
$5.63B
Enterprise Value
N/A
P/E Ratio
12.61
P/B Ratio
1.57
FCF Yield
21.22%
Dividend Yield
1.66%
Shares Outstanding
Profitability & Margins
Gross Margin
39.91%
Operating Margin
11.05%
Net Margin
8.74%
Return on Equity (ROE)
12.92%
Return on Assets (ROA)
3.08%
Asset Turnover
0.35x
Revenue 3-Yr CAGR
14.47%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$60.28
Cash Flow Efficiency
Operating Cash Flow
$1.23B
Capital Expenditures (CapEx)
$38.74M
Free Cash Flow
$1.19B
OCF / Revenue
23.10%
FCF / Revenue
22.38%
FCF 3-Yr CAGR
15.44%
Per Share Metrics
EPS (Diluted)
$7.49
EPS (Basic)
$7.54
Dividends / Share
$1.57
Book Value / Share
$60.28
EPS YoY Growth
131.89%
Balance Sheet (FY 2025)
Total Assets
$15.16B
Total Liabilities
$11.55B
Stockholders' Equity
$3.61B
Current Assets
N/A
Current Liabilities
N/A