← SLM Corp SLM
Market Price
$28.05
Market Cap
$5.24B
P/E Ratio
8.11
Revenue (FY 2025)
↓-2,197.4% YoY
-$9.79M
Full year reported
Net Income
↑22.4% YoY
$744.85M
Net Margin: -7,604.4%
Free Cash Flow
N/A
FCF Yield: N/A
EPS (Diluted)
↑29.1% YoY
$3.46
Basic: $3.52
Return on Equity
Efficiency
30.4%
ROA: 2.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SLM)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (-82.6%) is identical to Gross Profit YoY (-82.6%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | — | — | — | $250.3M | — | $0.53 | — | $-200.9M | — | — |
| FY 2017 | — | — | — | $288.9M | +15.4% | $0.62 | +17.0% | $-166.9M | — | — |
| FY 2018 | $-1.5M | — | — | $487.5M | +68.7% | $1.07 | +72.6% | $-102.7M | — | — |
| FY 2019 | — | +100.0% | — | $578.3M | +18.6% | $1.30 | +21.5% | $-15.6M | — | — |
| FY 2020 | — | — | — | $880.7M | +52.3% | $2.25 | +73.1% | $-182.7M | — | — |
| FY 2021 | $39.1M | — | $39.1M | $1,160.5M | +31.8% | $3.61 | +60.4% | $-49.5M | — | — |
| FY 2022 | $-60.3M | -254.2% | — | $469.0M | -59.6% | $1.76 | -51.2% | $5.0M | — | — |
| FY 2023 | $2.7M | +104.4% | $2.7M | $581.4M | +24.0% | $2.41 | +36.9% | $-144.6M | — | — |
| FY 2024 | $0.5M | -82.6% | $0.5M | $608.3M | +4.6% | $2.68 | +11.2% | $-329.4M | — | — |
| FY 2025 | $-9.8M | -2,197.4% | — | $744.8M | +22.4% | $3.46 | +29.1% | $-398.6M | — | — |
Valuation
Market Price
$28.05
Market Cap
$5.24B
Enterprise Value
$6.36B
P/E Ratio
8.11
P/B Ratio
2.16
FCF Yield
N/A
Dividend Yield
1.85%
Shares Outstanding
Profitability & Margins
Gross Margin
N/A
Operating Margin
-10,133.36%
Net Margin
-7,604.36%
Return on Equity (ROE)
30.39%
Return on Assets (ROA)
2.50%
Asset Turnover
-0.00x
Revenue 3-Yr CAGR
N/A
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
2.188
Debt / Assets
0.180
Cash & Equivalents
$4.24B
Total Debt
$5.36B
Book Value / Share
$13.00
Cash Flow Efficiency
Operating Cash Flow
-$398.58M
Capital Expenditures (CapEx)
N/A
Free Cash Flow
N/A
OCF / Revenue
4,069.23%
FCF / Revenue
N/A
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$3.46
EPS (Basic)
$3.52
Dividends / Share
$0.52
Book Value / Share
$13.00
EPS YoY Growth
29.10%
Balance Sheet (FY 2025)
Total Assets
$29.75B
Total Liabilities
$27.29B
Stockholders' Equity
$2.45B
Current Assets
N/A
Current Liabilities
N/A