← SECURITY NATIONAL FINANCIAL CORP SNFCA
Market Price
$9.27
Market Cap
$242.15M
P/E Ratio
7.35
Revenue (FY 2025)
↑3.0% YoY
$344.59M
3-Yr CAGR: -4.0%
Net Income
↑21.2% YoY
$32.15M
Net Margin: 9.3%
Free Cash Flow
↓-20.1% YoY
$43.85M
FCF Yield: 18.11%
EPS (Diluted)
↑13.5% YoY
$1.26
Basic: $1.30
Return on Equity
Efficiency
7.8%
ROA: 2.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SNFCA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $304.3M | — | $299.2M | $12.2M | — | $0.81 | — | $35.5M | $32.0M | — |
| FY 2017 | $276.9M | -9.0% | $270.9M | $14.1M | +15.8% | $0.87 | +7.4% | $44.3M | $43.4M | +35.8% |
| FY 2018 | $279.6M | +1.0% | $272.7M | $21.7M | +53.7% | $1.25 | +43.7% | $7.0M | $5.7M | -86.8% |
| FY 2019 | $283.1M | +1.2% | $275.7M | $10.9M | -49.8% | $0.60 | -52.0% | $0.3M | $-1.6M | -127.7% |
| FY 2020 | $481.5M | +70.1% | $472.9M | $55.6M | +410.4% | $2.88 | +380.0% | $-129.6M | $-131.3M | -8,173.3% |
| FY 2021 | $470.7M | -2.2% | $463.6M | $39.5M | -28.9% | $1.89 | -34.4% | $144.6M | $139.4M | +206.2% |
| FY 2022 | $389.7M | -17.2% | $308.4M | $25.7M | -35.0% | $1.17 | -38.1% | $130.5M | $128.9M | -7.6% |
| FY 2023 | $318.5M | -18.3% | $239.5M | $14.5M | -43.6% | $0.64 | -45.3% | $53.9M | $52.8M | -59.0% |
| FY 2024 | $334.5M | +5.0% | $259.2M | $26.5M | +83.1% | $1.11 | +73.4% | $57.3M | $54.8M | +4.0% |
| FY 2025 | $344.6M | +3.0% | $266.5M | $32.2M | +21.2% | $1.26 | +13.5% | $45.5M | $43.8M | -20.1% |
Valuation
Market Price
$9.27
Market Cap
$242.15M
Enterprise Value
N/A
P/E Ratio
7.35
P/B Ratio
0.59
FCF Yield
18.11%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
77.35%
Operating Margin
12.02%
Net Margin
9.33%
Return on Equity (ROE)
7.83%
Return on Assets (ROA)
2.06%
Asset Turnover
0.22x
Revenue 3-Yr CAGR
-4.01%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$102.26M
Total Debt
N/A
Book Value / Share
$15.76
Cash Flow Efficiency
Operating Cash Flow
$45.54M
Capital Expenditures (CapEx)
$1.69M
Free Cash Flow
$43.85M
OCF / Revenue
13.22%
FCF / Revenue
12.72%
FCF 3-Yr CAGR
-30.18%
Per Share Metrics
EPS (Diluted)
$1.26
EPS (Basic)
$1.30
Dividends / Share
N/A
Book Value / Share
$15.76
EPS YoY Growth
13.51%
Balance Sheet (FY 2025)
Total Assets
$1.56B
Total Liabilities
$25.40M
Stockholders' Equity
$410.37M
Current Assets
N/A
Current Liabilities
N/A