← SouthState Bank Corp SSB
Market Price
$111.55
Market Cap
$10.83B
P/E Ratio
14.17
Revenue (FY 2025)
↑56.1% YoY
$2.68B
3-Yr CAGR: 17.7%
Net Income
↑49.3% YoY
$798.67M
Net Margin: 29.8%
Free Cash Flow
↓-51.6% YoY
$230.59M
FCF Yield: 2.13%
EPS (Diluted)
↑12.9% YoY
$7.87
Basic: $7.90
Return on Equity
Efficiency
8.8%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (SSB)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $455.2M | — | $284.2M | $101.3M | — | $4.18 | — | $138.0M | $112.2M | — |
| FY 2017 | $558.1M | +22.6% | $357.5M | $87.6M | -13.6% | $2.93 | -29.9% | $197.9M | $182.7M | +62.8% |
| FY 2018 | $659.0M | +18.1% | $420.0M | $178.9M | +104.3% | $4.86 | +65.9% | $283.7M | $269.2M | +47.3% |
| FY 2019 | $647.8M | -1.7% | $407.2M | $186.5M | +4.3% | $5.36 | +10.3% | $181.0M | $165.2M | -38.6% |
| FY 2020 | $1,137.6M | +75.6% | $712.3M | $120.6M | -35.3% | $2.19 | -59.1% | $536.9M | $520.0M | +214.7% |
| FY 2021 | $1,387.4M | +22.0% | $825.7M | $475.5M | +294.2% | $6.71 | +206.4% | $537.3M | $508.8M | -2.1% |
| FY 2022 | $1,644.9M | +18.6% | $1,080.6M | $496.0M | +4.3% | $6.60 | -1.6% | $1,730.9M | $1,713.2M | +236.7% |
| FY 2023 | $1,739.5M | +5.8% | $1,145.5M | $494.3M | -0.4% | $6.46 | -2.1% | $546.8M | $507.9M | -70.4% |
| FY 2024 | $1,717.7M | -1.3% | $1,100.3M | $534.8M | +8.2% | $6.97 | +7.9% | $512.0M | $476.2M | -6.2% |
| FY 2025 | $2,681.1M | +56.1% | $1,869.2M | $798.7M | +49.3% | $7.87 | +12.9% | $300.8M | $230.6M | -51.6% |
Valuation
Market Price
$111.55
Market Cap
$10.83B
Enterprise Value
N/A
P/E Ratio
14.17
P/B Ratio
1.20
FCF Yield
2.13%
Dividend Yield
2.04%
Shares Outstanding
Profitability & Margins
Gross Margin
69.72%
Operating Margin
38.80%
Net Margin
29.79%
Return on Equity (ROE)
8.82%
Return on Assets (ROA)
1.19%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
17.68%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$3.17B
Total Debt
N/A
Book Value / Share
$92.75
Cash Flow Efficiency
Operating Cash Flow
$300.85M
Capital Expenditures (CapEx)
$70.25M
Free Cash Flow
$230.59M
OCF / Revenue
11.22%
FCF / Revenue
8.60%
FCF 3-Yr CAGR
-48.75%
Per Share Metrics
EPS (Diluted)
$7.87
EPS (Basic)
$7.90
Dividends / Share
$2.28
Book Value / Share
$92.75
EPS YoY Growth
12.91%
Balance Sheet (FY 2025)
Total Assets
$67.20B
Total Liabilities
$58.14B
Stockholders' Equity
$9.06B
Current Assets
N/A
Current Liabilities
N/A