← S&T BANCORP INC STBA
Market Price
$51.12
Market Cap
$1.86B
P/E Ratio
14.65
Revenue (FY 2025)
↑4.7% YoY
$402.12M
3-Yr CAGR: 2.4%
Net Income
↑2.3% YoY
$134.23M
Net Margin: 33.4%
Free Cash Flow
↓-24.4% YoY
$128.85M
FCF Yield: 6.94%
EPS (Diluted)
↑2.3% YoY
$3.49
Basic: $3.51
Return on Equity
Efficiency
9.2%
ROA: 5,963.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (STBA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $216.2M | — | $191.7M | $71.4M | — | $2.05 | — | $96.8M | $93.2M | — |
| FY 2017 | $239.4M | +10.7% | $204.5M | $73.0M | +2.2% | $2.09 | +2.0% | $114.2M | $109.5M | +17.5% |
| FY 2018 | $245.5M | +2.6% | $190.1M | $105.3M | +44.4% | $3.01 | +44.0% | $128.0M | $123.8M | +13.1% |
| FY 2019 | $262.0M | +6.7% | $188.4M | $98.2M | -6.7% | $2.82 | -6.3% | $138.4M | $133.3M | +7.6% |
| FY 2020 | $339.1M | +29.4% | $298.0M | $21.0M | -78.6% | $0.53 | -81.2% | $53.5M | $48.0M | -64.0% |
| FY 2021 | $340.7M | +0.5% | $327.6M | $110.3M | +424.4% | $2.81 | +430.2% | $216.1M | $212.5M | +342.4% |
| FY 2022 | $374.0M | +9.8% | $349.1M | $135.5M | +22.8% | $3.46 | +23.1% | $240.4M | $236.6M | +11.3% |
| FY 2023 | $407.0M | +8.8% | $278.5M | $144.8M | +6.8% | $3.74 | +8.1% | $171.7M | $165.5M | -30.0% |
| FY 2024 | $383.9M | -5.7% | $202.8M | $131.3M | -9.3% | $3.41 | -8.8% | $173.4M | $170.4M | +2.9% |
| FY 2025 | $402.1M | +4.7% | $235.7M | $134.2M | +2.3% | $3.49 | +2.3% | $133.6M | $128.8M | -24.4% |
Valuation
Market Price
$51.12
Market Cap
$1.86B
Enterprise Value
N/A
P/E Ratio
14.65
P/B Ratio
1.26
FCF Yield
6.94%
Dividend Yield
2.70%
Shares Outstanding
Profitability & Margins
Gross Margin
58.62%
Operating Margin
41.76%
Net Margin
33.38%
Return on Equity (ROE)
9.17%
Return on Assets (ROA)
5,963.13%
Asset Turnover
178.64x
Revenue 3-Yr CAGR
2.44%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$163.44M
Total Debt
N/A
Book Value / Share
$40.69
Cash Flow Efficiency
Operating Cash Flow
$133.62M
Capital Expenditures (CapEx)
$4.77M
Free Cash Flow
$128.85M
OCF / Revenue
33.23%
FCF / Revenue
32.04%
FCF 3-Yr CAGR
-18.33%
Per Share Metrics
EPS (Diluted)
$3.49
EPS (Basic)
$3.51
Dividends / Share
$1.38
Book Value / Share
$40.69
EPS YoY Growth
2.35%
Balance Sheet (FY 2025)
Total Assets
$2.25M
Total Liabilities
$8.41B
Stockholders' Equity
$1.46B
Current Assets
N/A
Current Liabilities
N/A