← STEWART INFORMATION SERVICES CORP STC
Market Price
$68.32
Market Cap
$2.06B
P/E Ratio
16.87
Revenue (FY 2025)
↑17.3% YoY
$2.92B
3-Yr CAGR: -1.4%
Net Income
↑57.6% YoY
$115.53M
Net Margin: 4.0%
Free Cash Flow
↑39.0% YoY
$132.28M
FCF Yield: 6.41%
EPS (Diluted)
↑55.2% YoY
$4.05
Basic: $4.12
Return on Equity
Efficiency
7.0%
ROA: 35.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (STC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $2,006.6M | — | $1,912.4M | $55.5M | — | $1.85 | — | $123.0M | $123.0M | — |
| FY 2017 | $1,955.7M | -2.5% | $1,855.7M | $48.7M | -12.3% | $2.06 | +11.4% | $108.1M | $108.1M | -12.1% |
| FY 2018 | $1,907.7M | -2.5% | $1,832.3M | $47.5M | -2.3% | $2.01 | -2.4% | $84.2M | $84.2M | -22.1% |
| FY 2019 | $1,877.5M | -1.6% | $1,788.7M | $78.6M | +65.4% | $3.31 | +64.7% | $166.4M | $166.4M | +97.6% |
| FY 2020 | $2,271.5M | +21.0% | $2,153.7M | $154.9M | +97.0% | $6.22 | +87.9% | $275.8M | $275.8M | +65.8% |
| FY 2021 | $3,264.6M | +43.7% | $3,133.3M | $323.2M | +108.7% | $11.90 | +91.3% | $390.3M | $390.3M | +41.5% |
| FY 2022 | $3,048.4M | -6.6% | $2,927.2M | $162.3M | -49.8% | $5.94 | -50.1% | $191.9M | $143.9M | -63.1% |
| FY 2023 | $2,212.2M | -27.4% | $2,112.2M | $30.4M | -81.2% | $1.11 | -81.3% | $83.0M | $45.3M | -68.6% |
| FY 2024 | $2,490.4M | +12.6% | $2,390.1M | $73.3M | +140.8% | $2.61 | +135.1% | $135.6M | $95.1M | +110.3% |
| FY 2025 | $2,921.6M | +17.3% | $2,819.5M | $115.5M | +57.6% | $4.05 | +55.2% | $205.7M | $132.3M | +39.0% |
Valuation
Market Price
$68.32
Market Cap
$2.06B
Enterprise Value
N/A
P/E Ratio
16.87
P/B Ratio
1.27
FCF Yield
6.41%
Dividend Yield
3.00%
Shares Outstanding
Profitability & Margins
Gross Margin
96.50%
Operating Margin
3.69%
Net Margin
3.95%
Return on Equity (ROE)
7.04%
Return on Assets (ROA)
35.53%
Asset Turnover
8.99x
Revenue 3-Yr CAGR
-1.41%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$321.77M
Total Debt
N/A
Book Value / Share
$53.93
Cash Flow Efficiency
Operating Cash Flow
$205.69M
Capital Expenditures (CapEx)
$73.41M
Free Cash Flow
$132.28M
OCF / Revenue
7.04%
FCF / Revenue
4.53%
FCF 3-Yr CAGR
-2.77%
Per Share Metrics
EPS (Diluted)
$4.05
EPS (Basic)
$4.12
Dividends / Share
$2.05
Book Value / Share
$53.93
EPS YoY Growth
55.17%
Balance Sheet (FY 2025)
Total Assets
$325.13M
Total Liabilities
$53.32M
Stockholders' Equity
$1.64B
Current Assets
N/A
Current Liabilities
N/A