Stock Yards Bancorp, Inc. SYBT

Latest FY: 2025 Financial Services Banks - Regional
Market Price $85.14
Market Cap $2.51B
P/E Ratio 17.93
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑16.8% YoY
$300.31M
3-Yr CAGR: 8.8%
Net Income ↑22.4% YoY
$140.15M
Net Margin: 46.7%
Free Cash Flow ↑15.8% YoY
$154.00M
FCF Yield: 6.13%
EPS (Diluted) ↑22.1% YoY
$4.75
Basic: $4.77
Return on Equity Efficiency
13.0%
ROA: 1.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (SYBT)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $97.3M $92.3M $41.0M $1.80 $63.3M $56.9M
FY 2017 $103.6M +6.5% $96.4M $38.0M -7.3% $1.66 -7.8% $53.7M $50.9M -10.6%
FY 2018 $23.8M -77.0% $8.5M $55.5M +45.9% $2.42 +45.8% $65.9M $58.8M +15.6%
FY 2019 $22.6M -4.9% $0.1M $66.1M +19.0% $2.89 +19.4% $58.4M $53.3M -9.3%
FY 2020 $23.4M +3.4% $11.5M $58.9M -10.9% $2.59 -10.4% $77.1M $71.7M +34.4%
FY 2021 $171.1M +630.9% $165.1M $74.6M +26.8% $2.97 +14.7% $102.1M $97.5M +36.1%
FY 2022 $233.4M +36.4% $215.1M $93.0M +24.6% $3.21 +8.1% $108.7M $90.3M -7.4%
FY 2023 $247.3M +6.0% $148.0M $107.7M +15.9% $3.67 +14.3% $106.7M $99.0M +9.6%
FY 2024 $257.0M +3.9% $101.2M $114.5M +6.3% $3.89 +6.0% $142.9M $133.0M +34.4%
FY 2025 $300.3M +16.8% $133.0M $140.2M +22.4% $4.75 +22.1% $166.0M $154.0M +15.8%
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Valuation

Market Price $85.14
Market Cap $2.51B
Enterprise Value $2.29B
P/E Ratio 17.93
P/B Ratio 2.34
FCF Yield 6.13%
Dividend Yield 1.48%
Shares Outstanding 29,515,200
%

Profitability & Margins

Gross Margin 44.30%
Operating Margin 59.34%
Net Margin 46.67%
Return on Equity (ROE) 13.03%
Return on Assets (ROA) 1.47%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 8.77%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.025
Debt / Assets 0.003
Cash & Equivalents $249.72M
Total Debt $26.81M
Book Value / Share $36.45
💧

Cash Flow Efficiency

Operating Cash Flow $166.05M
Capital Expenditures (CapEx) $12.04M
Free Cash Flow $154.00M
OCF / Revenue 55.29%
FCF / Revenue 51.28%
FCF 3-Yr CAGR 19.48%
🏷️

Per Share Metrics

EPS (Diluted) $4.75
EPS (Basic) $4.77
Dividends / Share $1.26
Book Value / Share $36.45
EPS YoY Growth 22.11%
🏛️

Balance Sheet (FY 2025)

Total Assets $9.54B
Total Liabilities $8.46B
Stockholders' Equity $1.08B
Current Assets N/A
Current Liabilities N/A