← Bancorp, Inc. TBBK
Market Price
$69.69
Market Cap
$2.88B
P/E Ratio
14.16
Revenue (FY 2025)
↑20.8% YoY
$141.15M
3-Yr CAGR: -17.2%
Net Income
↑4.9% YoY
$228.21M
Net Margin: 161.7%
Free Cash Flow
↑15.8% YoY
$257.92M
FCF Yield: 8.96%
EPS (Diluted)
↑14.7% YoY
$4.92
Basic: $4.99
Return on Equity
Efficiency
33.1%
ROA: 26,660.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TBBK)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (+18.6%) is identical to Gross Profit YoY (+18.6%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
- FY 2019: Revenue YoY (-30.8%) is identical to Gross Profit YoY (-30.8%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2023: Revenue YoY (+42.3%) is identical to Gross Profit YoY (+42.3%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2025: Revenue YoY (+20.8%) is identical to Gross Profit YoY (+20.8%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $90.0M | — | $22.5M | $-96.5M | — | $-2.17 | — | $-218.0M | $-226.0M | — |
| FY 2017 | $106.7M | +18.6% | $26.7M | $21.7M | +122.5% | $0.39 | +118.0% | $-34.1M | $-34.6M | +84.7% |
| FY 2018 | $0.1M | -99.9% | $0.1M | $88.7M | +309.2% | $1.55 | +297.4% | $-174.2M | $-176.5M | -410.5% |
| FY 2019 | $0.1M | -30.8% | $0.1M | $51.6M | -41.9% | $0.90 | -41.9% | $-493.1M | $-495.1M | -180.5% |
| FY 2020 | $194.9M | +240,475.3% | $48.7M | $80.1M | +55.3% | $1.37 | +52.2% | $-512.2M | $-515.9M | -4.2% |
| FY 2021 | $7.5M | -96.1% | $7.5M | $110.7M | +38.2% | $1.88 | +37.2% | $83.9M | $82.3M | +116.0% |
| FY 2022 | $248.8M | +3,206.4% | $62.2M | $130.2M | +17.7% | $2.27 | +20.7% | $121.0M | $115.8M | +40.7% |
| FY 2023 | $354.1M | +42.3% | $88.5M | $192.3M | +47.7% | $3.49 | +53.7% | $186.7M | $174.0M | +50.2% |
| FY 2024 | $116.8M | -67.0% | $116.8M | $217.5M | +13.1% | $4.29 | +22.9% | $227.7M | $222.7M | +28.0% |
| FY 2025 | $141.1M | +20.8% | $141.1M | $228.2M | +4.9% | $4.92 | +14.7% | $265.0M | $257.9M | +15.8% |
Valuation
Market Price
$69.69
Market Cap
$2.88B
Enterprise Value
N/A
P/E Ratio
14.16
P/B Ratio
4.21
FCF Yield
8.96%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
44.53%
Operating Margin
214.70%
Net Margin
161.68%
Return on Equity (ROE)
33.08%
Return on Assets (ROA)
26,660.40%
Asset Turnover
164.89x
Revenue 3-Yr CAGR
-17.22%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$112.65M
Total Debt
N/A
Book Value / Share
$16.57
Cash Flow Efficiency
Operating Cash Flow
$265.01M
Capital Expenditures (CapEx)
$7.09M
Free Cash Flow
$257.92M
OCF / Revenue
187.75%
FCF / Revenue
182.73%
FCF 3-Yr CAGR
30.58%
Per Share Metrics
EPS (Diluted)
$4.92
EPS (Basic)
$4.99
Dividends / Share
N/A
Book Value / Share
$16.57
EPS YoY Growth
14.69%
Balance Sheet (FY 2025)
Total Assets
$856.00K
Total Liabilities
$8.66B
Stockholders' Equity
$689.80M
Current Assets
N/A
Current Liabilities
N/A