← TEXAS CAPITAL BANCSHARES INC/TX TCBI
Market Price
$101.01
Market Cap
$4.40B
P/E Ratio
14.88
Revenue (FY 2025)
↑34.7% YoY
$1.26B
3-Yr CAGR: 2.9%
Net Income
↑326.1% YoY
$330.24M
Net Margin: 26.3%
Free Cash Flow
↓-16.5% YoY
$347.58M
FCF Yield: 7.89%
EPS (Diluted)
↑430.5% YoY
$6.79
Basic: $6.86
Return on Equity
Efficiency
9.1%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TCBI)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $658.6M | — | $595.1M | $155.1M | — | $3.11 | — | $-726.3M | $-728.5M | — |
| FY 2017 | $780.7M | +18.5% | $662.7M | $197.1M | +27.0% | $3.73 | +19.9% | $132.2M | $119.9M | +116.5% |
| FY 2018 | $930.1M | +19.1% | $680.8M | $300.8M | +52.7% | $5.79 | +55.2% | $-679.7M | $-687.4M | -673.3% |
| FY 2019 | $997.5M | +7.2% | $611.9M | $322.9M | +7.3% | $6.21 | +7.3% | $-240.3M | $-256.9M | +62.6% |
| FY 2020 | $911.7M | -8.6% | $723.6M | $66.3M | -79.5% | $1.12 | -82.0% | $2,639.9M | $2,637.1M | +1,126.4% |
| FY 2021 | $800.3M | -12.2% | $692.5M | $253.9M | +283.1% | $4.60 | +310.7% | $657.3M | $653.2M | -75.2% |
| FY 2022 | $1,153.4M | +44.1% | $885.0M | $332.5M | +30.9% | $6.18 | +34.3% | $148.0M | $136.7M | -79.1% |
| FY 2023 | $1,075.5M | -6.8% | $359.7M | $189.1M | -43.1% | $3.54 | -42.7% | $373.7M | $357.4M | +161.4% |
| FY 2024 | $932.3M | -13.3% | $104.1M | $77.5M | -59.0% | $1.28 | -63.8% | $481.1M | $416.3M | +16.5% |
| FY 2025 | $1,255.8M | +34.7% | $512.6M | $330.2M | +326.1% | $6.79 | +430.5% | $360.2M | $347.6M | -16.5% |
Valuation
Market Price
$101.01
Market Cap
$4.40B
Enterprise Value
$598.77M
P/E Ratio
14.88
P/B Ratio
1.21
FCF Yield
7.89%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
40.82%
Operating Margin
34.46%
Net Margin
26.30%
Return on Equity (ROE)
9.09%
Return on Assets (ROA)
1.05%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
2.87%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.171
Debt / Assets
0.020
Cash & Equivalents
$4.43B
Total Debt
$620.58M
Book Value / Share
$83.15
Cash Flow Efficiency
Operating Cash Flow
$360.15M
Capital Expenditures (CapEx)
$12.57M
Free Cash Flow
$347.58M
OCF / Revenue
28.68%
FCF / Revenue
27.68%
FCF 3-Yr CAGR
36.49%
Per Share Metrics
EPS (Diluted)
$6.79
EPS (Basic)
$6.86
Dividends / Share
N/A
Book Value / Share
$83.15
EPS YoY Growth
430.47%
Balance Sheet (FY 2025)
Total Assets
$31.54B
Total Liabilities
$76.18M
Stockholders' Equity
$3.63B
Current Assets
N/A
Current Liabilities
N/A