← TRICO BANCSHARES / TCBK
Market Price
$57.56
Market Cap
$1.85B
P/E Ratio
15.56
Revenue (FY 2025)
↑4.1% YoY
$53.45M
3-Yr CAGR: 2.4%
Net Income
↑5.8% YoY
$121.56M
Net Margin: 227.4%
Free Cash Flow
↑21.7% YoY
$127.93M
FCF Yield: 6.90%
EPS (Diluted)
↑6.9% YoY
$3.70
Basic: $3.72
Return on Equity
Efficiency
9.2%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TCBK)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (+2.5%) is identical to Gross Profit YoY (+2.5%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+4.1%) is identical to Gross Profit YoY (+4.1%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $168.0M | — | $162.3M | $44.8M | — | $1.94 | — | $48.2M | $37.3M | — |
| FY 2017 | $174.6M | +3.9% | $167.8M | $40.6M | -9.5% | $1.74 | -10.3% | $55.4M | $40.2M | +7.8% |
| FY 2018 | $38.5M | -78.0% | $25.6M | $68.3M | +68.5% | $2.54 | +46.0% | $91.1M | $83.6M | +108.0% |
| FY 2019 | $40.4M | +5.1% | $25.0M | $92.1M | +34.8% | $3.00 | +18.1% | $102.8M | $98.5M | +17.8% |
| FY 2020 | $38.0M | -6.0% | $28.5M | $64.8M | -29.6% | $2.16 | -28.0% | $114.8M | $112.0M | +13.7% |
| FY 2021 | $43.9M | +15.7% | $38.4M | $117.7M | +81.5% | $3.94 | +82.4% | $132.2M | $129.0M | +15.2% |
| FY 2022 | $49.8M | +13.2% | $40.2M | $125.4M | +6.6% | $3.83 | -2.8% | $162.9M | $159.3M | +23.5% |
| FY 2023 | $50.1M | +0.6% | $50.1M | $117.4M | -6.4% | $3.52 | -8.1% | $138.9M | $134.0M | -15.9% |
| FY 2024 | $51.3M | +2.5% | $51.3M | $114.9M | -2.1% | $3.46 | -1.7% | $109.7M | $105.2M | -21.5% |
| FY 2025 | $53.4M | +4.1% | $53.4M | $121.6M | +5.8% | $3.70 | +6.9% | $133.3M | $127.9M | +21.7% |
Valuation
Market Price
$57.56
Market Cap
$1.85B
Enterprise Value
N/A
P/E Ratio
15.56
P/B Ratio
1.38
FCF Yield
6.90%
Dividend Yield
2.40%
Shares Outstanding
Profitability & Margins
Gross Margin
30.86%
Operating Margin
310.90%
Net Margin
227.45%
Return on Equity (ROE)
9.15%
Return on Assets (ROA)
1.24%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
2.41%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$157.01M
Total Debt
N/A
Book Value / Share
$41.62
Cash Flow Efficiency
Operating Cash Flow
$133.29M
Capital Expenditures (CapEx)
$5.36M
Free Cash Flow
$127.93M
OCF / Revenue
249.40%
FCF / Revenue
239.37%
FCF 3-Yr CAGR
-7.04%
Per Share Metrics
EPS (Diluted)
$3.70
EPS (Basic)
$3.72
Dividends / Share
$1.38
Book Value / Share
$41.62
EPS YoY Growth
6.94%
Balance Sheet (FY 2025)
Total Assets
$9.82B
Total Liabilities
$8.49B
Stockholders' Equity
$1.33B
Current Assets
N/A
Current Liabilities
N/A