← Third Coast Bancshares, Inc. TCBX
Market Price
$46.12
Market Cap
$761.74M
P/E Ratio
12.17
Revenue (FY 2025)
↑21.9% YoY
$208.87M
Full year reported
Net Income
↑39.1% YoY
$66.29M
Net Margin: 31.7%
Free Cash Flow
↑44.3% YoY
$48.16M
FCF Yield: 6.32%
EPS (Diluted)
↑36.3% YoY
$3.79
Basic: $4.45
Return on Equity
Efficiency
12.5%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TCBX)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2020 | $67.9M | — | $53.5M | $12.1M | — | $1.91 | — | $-3.7M | $-5.0M | — |
| FY 2021 | $-0.3M | -100.5% | — | $11.4M | -5.7% | $1.40 | -26.7% | $4.6M | $-1.0M | +79.3% |
| FY 2022 | $-0.3M | -1.7% | — | $18.7M | +63.3% | $1.25 | -10.7% | $21.8M | $9.6M | +1,026.8% |
| FY 2023 | $141.7M | +40,580.6% | $14.7M | $33.4M | +79.0% | $1.98 | +58.4% | $39.1M | $35.6M | +271.2% |
| FY 2024 | $171.4M | +21.0% | $3.8M | $47.7M | +42.7% | $2.78 | +40.4% | $35.1M | $33.4M | -6.4% |
| FY 2025 | $208.9M | +21.9% | $50.1M | $66.3M | +39.1% | $3.79 | +36.3% | $50.8M | $48.2M | +44.3% |
Valuation
Market Price
$46.12
Market Cap
$761.74M
Enterprise Value
N/A
P/E Ratio
12.17
P/B Ratio
1.44
FCF Yield
6.32%
Dividend Yield
148.40%
Shares Outstanding
Profitability & Margins
Gross Margin
23.97%
Operating Margin
39.62%
Net Margin
31.74%
Return on Equity (ROE)
12.48%
Return on Assets (ROA)
1.24%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
N/A
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$175.20M
Total Debt
N/A
Book Value / Share
$32.00
Cash Flow Efficiency
Operating Cash Flow
$50.84M
Capital Expenditures (CapEx)
$2.68M
Free Cash Flow
$48.16M
OCF / Revenue
24.34%
FCF / Revenue
23.06%
FCF 3-Yr CAGR
71.17%
Per Share Metrics
EPS (Diluted)
$3.79
EPS (Basic)
$4.45
Dividends / Share
$68.44
Book Value / Share
$32.00
EPS YoY Growth
36.33%
Balance Sheet (FY 2025)
Total Assets
$5.34B
Total Liabilities
$4.81B
Stockholders' Equity
$531.03M
Current Assets
N/A
Current Liabilities
N/A