← TRUIST FINANCIAL CORP TFC
Market Price
$53.09
Market Cap
$64.73B
P/E Ratio
13.90
Revenue (FY 2025)
↑44.2% YoY
$20.32B
3-Yr CAGR: -4.1%
Net Income
↑11,893.3% YoY
$5.31B
Net Margin: 26.1%
Free Cash Flow
↑165.2% YoY
$5.17B
FCF Yield: 7.99%
EPS (Diluted)
↑13.7% YoY
$3.82
Basic: $3.87
Return on Equity
Efficiency
8.1%
ROA: 1.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TFC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $10,793.0M | — | $4,072.0M | $2,259.0M | — | $2.77 | — | $2,672.0M | $2,672.0M | — |
| FY 2017 | $11,317.0M | +4.9% | $3,873.0M | $2,220.0M | -1.7% | $2.74 | -1.1% | $4,635.0M | $4,635.0M | +73.5% |
| FY 2018 | $11,558.0M | +2.1% | $4,626.0M | $3,063.0M | +38.0% | $3.91 | +42.7% | $4,349.0M | $4,349.0M | -6.2% |
| FY 2019 | $12,568.0M | +8.7% | $4,634.0M | $3,028.0M | -1.1% | $3.71 | -5.1% | $1,520.0M | $1,520.0M | -65.0% |
| FY 2020 | $22,705.0M | +80.7% | $7,808.0M | $4,184.0M | +38.2% | $3.08 | -17.0% | $7,437.0M | $6,622.0M | +335.7% |
| FY 2021 | $22,296.0M | -1.8% | $7,180.0M | $6,033.0M | +44.2% | $4.47 | +45.1% | $7,892.0M | $7,450.0M | +12.5% |
| FY 2022 | $23,035.0M | +3.3% | $8,446.0M | $5,779.0M | -4.2% | $4.43 | -0.9% | $11,081.0M | $10,517.0M | +41.2% |
| FY 2023 | $23,390.0M | +1.5% | $1,924.0M | $-1,503.0M | -126.0% | $-1.09 | -124.6% | $8,631.0M | $8,631.0M | -17.9% |
| FY 2024 | $14,091.0M | -39.8% | $2,082.0M | $-45.0M | +97.0% | $3.36 | +408.3% | $2,164.0M | $2,164.0M | -74.9% |
| FY 2025 | $20,319.0M | +44.2% | $8,243.0M | $5,307.0M | +11,893.3% | $3.82 | +13.7% | $5,739.0M | $5,739.0M | +165.2% |
Valuation
Market Price
$53.09
Market Cap
$64.73B
Enterprise Value
$86.40B
P/E Ratio
13.90
P/B Ratio
0.99
FCF Yield
7.99%
Dividend Yield
3.92%
Shares Outstanding
Profitability & Margins
Gross Margin
40.57%
Operating Margin
31.25%
Net Margin
26.12%
Return on Equity (ROE)
8.14%
Return on Assets (ROA)
0.97%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
-4.10%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.644
Debt / Assets
0.077
Cash & Equivalents
$20.30B
Total Debt
$41.96B
Book Value / Share
$53.36
Cash Flow Efficiency
Operating Cash Flow
$5.74B
Capital Expenditures (CapEx)
$564.00M
Free Cash Flow
$5.17B
OCF / Revenue
28.24%
FCF / Revenue
25.47%
FCF 3-Yr CAGR
-18.28%
Per Share Metrics
EPS (Diluted)
$3.82
EPS (Basic)
$3.87
Dividends / Share
$2.08
Book Value / Share
$53.36
EPS YoY Growth
13.69%
Balance Sheet (FY 2025)
Total Assets
$547.54B
Total Liabilities
$482.35B
Stockholders' Equity
$65.19B
Current Assets
N/A
Current Liabilities
N/A