Revenue (FY 2025)
↑26.6% YoY
$63.94M
3-Yr CAGR: 17.7%
Net Income
↑57.6% YoY
$25.36M
Net Margin: 39.7%
Free Cash Flow
↑1,299.8% YoY
$50.62M
FCF Yield: 3.09%
EPS (Diluted)
↑72.2% YoY
$0.93
Basic: $0.94
Return on Equity
Efficiency
2.7%
ROA: 0.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TFIN)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (-18.5%) is identical to Gross Profit YoY (-18.5%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
- FY 2018: Revenue YoY (+40.2%) is identical to Gross Profit YoY (+40.2%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
- FY 2019: Revenue YoY (+25.2%) is identical to Gross Profit YoY (+25.2%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-11.1%) is identical to Gross Profit YoY (-11.1%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+79.2%) is identical to Gross Profit YoY (+79.2%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+14.8%) is identical to Gross Profit YoY (+14.8%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+15.8%) is identical to Gross Profit YoY (+15.8%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Div / Sh | Div Yield | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $15.0M | — | $15.0M | $20.7M | — | $1.10 | — | — | 0.00% | $31.0M | $26.7M | — |
| FY 2017 | $12.2M | -18.5% | $12.2M | $36.2M | +75.0% | $1.81 | +64.5% | — | 0.00% | $47.3M | $39.3M | +47.5% |
| FY 2018 | $17.1M | +40.2% | $17.1M | $51.7M | +42.8% | $2.03 | +12.2% | — | 0.00% | $73.8M | $55.1M | +40.0% |
| FY 2019 | $21.4M | +25.2% | $21.4M | $58.5M | +13.2% | $2.25 | +10.8% | — | 0.00% | $72.5M | $51.1M | -7.2% |
| FY 2020 | $19.1M | -11.1% | $19.1M | $64.0M | +9.4% | $2.53 | +12.4% | — | 0.00% | $97.3M | $79.8M | +56.0% |
| FY 2021 | $34.2M | +79.2% | $34.2M | $113.0M | +76.5% | $4.35 | +71.9% | — | 0.00% | $137.0M | $122.6M | +53.7% |
| FY 2022 | $39.2M | +14.8% | $39.2M | $102.3M | -9.4% | $3.96 | -9.0% | $0.13 | 0.26% | $74.5M | $63.6M | -48.1% |
| FY 2023 | $45.4M | +15.8% | $45.4M | $41.1M | -59.8% | $1.61 | -59.3% | $0.14 | 0.17% | $43.2M | $19.3M | -69.7% |
| FY 2024 | $50.5M | +11.2% | $20.5M | $16.1M | -60.8% | $0.54 | -66.5% | $0.13 | 0.15% | $58.6M | $-4.2M | -121.9% |
| FY 2025 | $63.9M | +26.6% | $33.0M | $25.4M | +57.6% | $0.93 | +72.2% | $0.13 | 0.21% | $67.1M | $50.6M | +1,299.8% |
Valuation
Market Price
$68.83
Market Cap
$1.64B
Enterprise Value
$1.39B
P/E Ratio
74.01
P/B Ratio
1.74
FCF Yield
3.09%
Dividend Yield
0.20%
Shares Outstanding
Profitability & Margins
Gross Margin
51.60%
Operating Margin
51.60%
Net Margin
39.66%
Return on Equity (ROE)
2.69%
Return on Assets (ROA)
0.40%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
17.70%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.000
Debt / Assets
0.000
Cash & Equivalents
$248.47M
Total Debt
N/A
Book Value / Share
$39.56
Cash Flow Efficiency
Operating Cash Flow
$67.06M
Capital Expenditures (CapEx)
$16.45M
Free Cash Flow
$50.62M
OCF / Revenue
104.88%
FCF / Revenue
79.16%
FCF 3-Yr CAGR
-7.32%
Per Share Metrics
EPS (Diluted)
$0.93
EPS (Basic)
$0.94
Dividends / Share
$0.13
Book Value / Share
$39.56
EPS YoY Growth
72.22%
Balance Sheet (FY 2025)
Total Assets
$6.38B
Total Liabilities
$5.44B
Stockholders' Equity
$941.77M
Current Assets
N/A
Current Liabilities
N/A