UP Fintech Holding Ltd TIGR

Latest FY: 2025 Financial Services Capital Markets
Market Price $4.59
Market Cap $830.96M
P/E Ratio 74.11
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑56.3% YoY
$612.06M
3-Yr CAGR: 39.5%
Net Income ↑178.5% YoY
$170.90M
Net Margin: 27.9%
Free Cash Flow ↑58.7% YoY
$1.31B
FCF Yield: 157.79%
EPS (Diluted) ↑158.3% YoY
$0.06
Basic: $0.06
Return on Equity Efficiency
19.7%
ROA: 2.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (TIGR)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2018: Revenue YoY (+98.0%) is identical to Gross Profit YoY (+98.0%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
  • FY 2019: Revenue YoY (+74.8%) is identical to Gross Profit YoY (+74.8%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
  • FY 2020: Revenue YoY (+136.1%) is identical to Gross Profit YoY (+136.1%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2021: Revenue YoY (+91.0%) is identical to Gross Profit YoY (+91.0%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2017 $16.9M $10.3M $-7.9M $-0.02 $-8.5M
FY 2018 $33.6M +98.0% $20.3M $-43.2M -445.0% $-0.09 -350.0% $-21.2M
FY 2019 $58.7M +74.8% $35.5M $-6.6M +84.7% +100.0% $243.3M $242.0M
FY 2020 $138.5M +136.1% $83.8M $16.1M +343.8% $0.01 $535.3M $534.3M +120.8%
FY 2021 $264.5M +91.0% $160.0M $14.7M -8.6% $0.01 0.0% $413.2M $408.2M -23.6%
FY 2022 $225.4M -14.8% $108.0M $-2.2M -114.9% -100.0% $258.1M $253.2M -38.0%
FY 2023 $272.5M +20.9% $162.7M $32.6M +1,589.3% $0.01 $-6.6M $-9.3M -103.7%
FY 2024 $391.5M +43.7% $248.6M $61.4M +88.4% $0.02 +140.0% $828.0M $826.4M +8,957.4%
FY 2025 $612.1M +56.3% $416.8M $170.9M +178.5% $0.06 +158.3% $1,316.7M $1,311.2M +58.7%
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Valuation

Market Price $4.59
Market Cap $830.96M
Enterprise Value $101.92M
P/E Ratio 74.11
P/B Ratio 0.95
FCF Yield 157.79%
Dividend Yield N/A
Shares Outstanding 178,700,657
%

Profitability & Margins

Gross Margin 68.09%
Operating Margin 0.15%
Net Margin 27.92%
Return on Equity (ROE) 19.75%
Return on Assets (ROA) 2.08%
Asset Turnover 0.07x
Revenue 3-Yr CAGR 39.52%
🛡️

Financial Health & Liquidity

Current Ratio 5.01
Cash Ratio 116.70
Debt / Equity 0.072
Debt / Assets 0.008
Cash & Equivalents $791.02M
Total Debt $61.98M
Book Value / Share $4.84
💧

Cash Flow Efficiency

Operating Cash Flow $1.32B
Capital Expenditures (CapEx) $5.48M
Free Cash Flow $1.31B
OCF / Revenue 215.12%
FCF / Revenue 214.23%
FCF 3-Yr CAGR 73.02%
🏷️

Per Share Metrics

EPS (Diluted) $0.06
EPS (Basic) $0.06
Dividends / Share N/A
Book Value / Share $4.84
EPS YoY Growth 158.33%
🏛️

Balance Sheet (FY 2025)

Total Assets $8.23B
Total Liabilities $7.36B
Stockholders' Equity $865.51M
Current Assets $33.96M
Current Liabilities $6.78M