← TOMPKINS FINANCIAL CORP TMP
Market Price
$100.99
Market Cap
$1.45B
P/E Ratio
8.98
Revenue (FY 2025)
↓-4.5% YoY
$75.74M
3-Yr CAGR: 0.8%
Net Income
↑127.3% YoY
$161.07M
Net Margin: 212.7%
Free Cash Flow
↓-64.0% YoY
$31.95M
FCF Yield: 2.21%
EPS (Diluted)
↑126.2% YoY
$11.24
Basic: $11.30
Return on Equity
Efficiency
22.6%
ROA: 9,547.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TMP)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+2.4%) is identical to Gross Profit YoY (+2.4%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-2.7%) is identical to Gross Profit YoY (-2.7%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+10.4%) is identical to Gross Profit YoY (+10.4%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+1.9%) is identical to Gross Profit YoY (+1.9%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2025: Revenue YoY (-4.5%) is identical to Gross Profit YoY (-4.5%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $249.4M | — | $90.8M | $59.3M | — | $3.91 | — | $90.9M | $74.8M | — |
| FY 2017 | $270.5M | +8.4% | $99.4M | $52.5M | -11.5% | $3.43 | -12.3% | $86.1M | $50.8M | -32.1% |
| FY 2018 | $66.0M | -75.6% | $66.0M | $82.3M | +56.8% | $5.35 | +56.0% | $107.3M | $89.2M | +75.6% |
| FY 2019 | $67.6M | +2.4% | $67.6M | $81.7M | -0.7% | $5.37 | +0.4% | $101.6M | $95.6M | +7.2% |
| FY 2020 | $65.7M | -2.7% | $65.7M | $77.6M | -5.1% | $5.20 | -3.2% | $101.4M | $96.8M | +1.3% |
| FY 2021 | $72.6M | +10.4% | $72.6M | $89.3M | +15.0% | $6.05 | +16.3% | $121.2M | $116.4M | +20.2% |
| FY 2022 | $74.0M | +1.9% | $74.0M | $85.0M | -4.7% | $5.89 | -2.6% | $103.3M | $95.2M | -18.3% |
| FY 2023 | $75.0M | +1.4% | $12.1M | $9.5M | -88.8% | $0.66 | -88.8% | $89.0M | $82.2M | -13.6% |
| FY 2024 | $79.3M | +5.7% | $79.3M | $70.8M | +645.4% | $4.97 | +653.0% | $95.0M | $88.8M | +7.9% |
| FY 2025 | $75.7M | -4.5% | $75.7M | $161.1M | +127.3% | $11.24 | +126.2% | $38.9M | $31.9M | -64.0% |
Valuation
Market Price
$100.99
Market Cap
$1.45B
Enterprise Value
N/A
P/E Ratio
8.98
P/B Ratio
2.04
FCF Yield
2.21%
Dividend Yield
3.10%
Shares Outstanding
Profitability & Margins
Gross Margin
26.49%
Operating Margin
296.87%
Net Margin
212.66%
Return on Equity (ROE)
22.58%
Return on Assets (ROA)
9,547.78%
Asset Turnover
44.90x
Revenue 3-Yr CAGR
0.79%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$132.82M
Total Debt
N/A
Book Value / Share
$49.60
Cash Flow Efficiency
Operating Cash Flow
$38.87M
Capital Expenditures (CapEx)
$6.92M
Free Cash Flow
$31.95M
OCF / Revenue
51.32%
FCF / Revenue
42.18%
FCF 3-Yr CAGR
-30.50%
Per Share Metrics
EPS (Diluted)
$11.24
EPS (Basic)
$11.30
Dividends / Share
$3.13
Book Value / Share
$49.60
EPS YoY Growth
126.16%
Balance Sheet (FY 2025)
Total Assets
$1.69M
Total Liabilities
$25.72M
Stockholders' Equity
$713.44M
Current Assets
N/A
Current Liabilities
N/A