← TRUPANION, INC. TRUP
Market Price
$30.58
Market Cap
$1.35B
P/E Ratio
67.96
Revenue (FY 2025)
↑11.9% YoY
$1.44B
3-Yr CAGR: 16.7%
Net Income
↑301.7% YoY
$19.43M
Net Margin: 1.4%
Free Cash Flow
↑95.4% YoY
$75.36M
FCF Yield: 5.58%
EPS (Diluted)
↑295.7% YoY
$0.45
Basic: $0.45
Return on Equity
Efficiency
5.1%
ROA: 2.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (TRUP)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $188.2M | — | $33.3M | $-6.9M | — | $-0.24 | — | $5.0M | $3.1M | — |
| FY 2017 | $242.7M | +28.9% | $43.0M | $-1.5M | +78.2% | $-0.05 | +79.2% | $9.7M | $6.5M | +113.2% |
| FY 2018 | $304.0M | +25.3% | $51.4M | $-0.9M | +38.3% | $-0.03 | +40.0% | $12.7M | $-44.3M | -777.2% |
| FY 2019 | $383.9M | +26.3% | $64.9M | $-1.8M | -95.1% | $-0.05 | -66.7% | $16.2M | $10.8M | +124.4% |
| FY 2020 | $502.0M | +30.8% | $81.9M | $-5.8M | -222.8% | $-0.16 | -220.0% | $21.5M | $14.1M | +30.7% |
| FY 2021 | $699.0M | +39.2% | $104.3M | $-35.5M | -508.4% | $-0.89 | -456.2% | $7.5M | $-4.9M | -134.7% |
| FY 2022 | $905.2M | +29.5% | $122.2M | $-44.7M | -25.7% | $-1.10 | -23.6% | $-8.0M | $-25.1M | -412.3% |
| FY 2023 | $1,108.6M | +22.5% | $131.0M | $-44.7M | -0.0% | $-1.08 | +1.8% | $18.6M | $0.4M | +101.4% |
| FY 2024 | $1,285.7M | +16.0% | $178.8M | $-9.6M | +78.4% | $-0.23 | +78.7% | $48.3M | $38.6M | +10,674.0% |
| FY 2025 | $1,439.3M | +11.9% | $231.0M | $19.4M | +301.7% | $0.45 | +295.7% | $89.5M | $75.4M | +95.4% |
Valuation
Market Price
$30.58
Market Cap
$1.35B
Enterprise Value
$1.33B
P/E Ratio
67.96
P/B Ratio
3.47
FCF Yield
5.58%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
16.05%
Operating Margin
0.96%
Net Margin
1.35%
Return on Equity (ROE)
5.06%
Return on Assets (ROA)
2.81%
Asset Turnover
2.08x
Revenue 3-Yr CAGR
16.72%
Financial Health & Liquidity
Current Ratio
12.23
Cash Ratio
2.44
Debt / Equity
0.291
Debt / Assets
0.162
Cash & Equivalents
$138.02M
Total Debt
$111.78M
Book Value / Share
$8.80
Cash Flow Efficiency
Operating Cash Flow
$89.49M
Capital Expenditures (CapEx)
$14.13M
Free Cash Flow
$75.36M
OCF / Revenue
6.22%
FCF / Revenue
5.24%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$0.45
EPS (Basic)
$0.45
Dividends / Share
N/A
Book Value / Share
$8.80
EPS YoY Growth
295.65%
Balance Sheet (FY 2025)
Total Assets
$691.06M
Total Liabilities
$56.51M
Stockholders' Equity
$383.94M
Current Assets
$691.06M
Current Liabilities
$56.51M