TRAVELERS COMPANIES, INC. TRV

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $370.29
Market Cap $77.18B
P/E Ratio 13.50
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑5.2% YoY
$48.83B
3-Yr CAGR: 9.8%
Net Income ↑25.8% YoY
$6.29B
Net Margin: 12.9%
Free Cash Flow ↑16.9% YoY
$10.61B
FCF Yield: 13.74%
EPS (Diluted) ↑27.8% YoY
$27.43
Basic: $27.83
Return on Equity Efficiency
19.1%
ROA: 4.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (TRV)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $27,625.0M $12,192.0M $3,014.0M $10.28 $4,202.0M $4,202.0M
FY 2017 $28,902.0M +4.6% $11,066.0M $2,056.0M -31.8% $7.33 -28.7% $3,762.0M $3,762.0M -10.5%
FY 2018 $30,282.0M +4.8% $11,639.0M $2,523.0M +22.7% $9.28 +26.6% $4,380.0M $4,380.0M +16.4%
FY 2019 $31,581.0M +4.3% $12,104.0M $2,622.0M +3.9% $9.92 +6.9% $5,205.0M $5,205.0M +18.8%
FY 2020 $31,981.0M +1.3% $12,519.0M $2,697.0M +2.9% $10.52 +6.0% $6,519.0M $6,519.0M +25.2%
FY 2021 $34,816.0M +8.9% $14,178.0M $3,662.0M +35.8% $14.49 +37.7% $7,274.0M $7,274.0M +11.6%
FY 2022 $36,884.0M +5.9% $13,679.0M $2,842.0M -22.4% $11.77 -18.8% $6,465.0M $6,465.0M -11.1%
FY 2023 $41,364.0M +12.1% $14,773.0M $2,991.0M +5.2% $12.79 +8.7% $7,711.0M $7,711.0M +19.3%
FY 2024 $46,423.0M +12.2% $18,972.0M $4,999.0M +67.1% $21.47 +67.9% $9,074.0M $9,074.0M +17.7%
FY 2025 $48,828.0M +5.2% $21,182.0M $6,288.0M +25.8% $27.43 +27.8% $10,606.0M $10,606.0M +16.9%
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Valuation

Market Price $370.29
Market Cap $77.18B
Enterprise Value N/A
P/E Ratio 13.50
P/B Ratio 2.35
FCF Yield 13.74%
Dividend Yield 7.52%
Shares Outstanding 208,600,000
%

Profitability & Margins

Gross Margin 43.38%
Operating Margin 15.10%
Net Margin 12.88%
Return on Equity (ROE) 19.12%
Return on Assets (ROA) 4.38%
Asset Turnover 0.34x
Revenue 3-Yr CAGR 9.80%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $157.69
💧

Cash Flow Efficiency

Operating Cash Flow $10.61B
Capital Expenditures (CapEx) N/A
Free Cash Flow $10.61B
OCF / Revenue 21.72%
FCF / Revenue 21.72%
FCF 3-Yr CAGR 17.94%
🏷️

Per Share Metrics

EPS (Diluted) $27.43
EPS (Basic) $27.83
Dividends / Share $27.83
Book Value / Share $157.69
EPS YoY Growth 27.76%
🏛️

Balance Sheet (FY 2025)

Total Assets $143.71B
Total Liabilities $110.81B
Stockholders' Equity $32.89B
Current Assets N/A
Current Liabilities N/A