TWO HARBORS INVESTMENT CORP. TWO

Latest FY: 2025 Real Estate REIT - Mortgage
Market Price $12.02
Market Cap $1.26B
P/E Ratio N/A
Quick Peer Compare (Real Estate):
Revenue (FY 2025) ↓-18.5% YoY
$496.14M
3-Yr CAGR: 137.3%
Net Income ↓-252.4% YoY
-$454.30M
Net Margin: -91.6%
Free Cash Flow
-$25.21M
FCF Yield: -2.00%
EPS (Diluted) ↓-305.9% YoY
$-4.88
Basic: $-4.88
Return on Equity Efficiency
-14.7%
ROA: -4.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (TWO)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $411.6M $189.7M $353.3M $1.01 $239.7M
FY 2017 $394.9M -4.1% $44.7M $348.6M -1.3% $1.81 +79.2% $606.8M
FY 2018 $350.4M -11.3% $3.0M $-44.3M -112.7% $-0.53 -129.3% $702.9M
FY 2019 $280.4M -20.0% $0.3M $324.0M +831.5% $0.93 +275.5% $1,056.6M
FY 2020 $243.8M -13.0% $1.4M $-1,630.1M -603.2% $-6.24 -771.0% $631.6M
FY 2021 $79.4M -67.4% $3.8M $187.2M +111.5% $0.43 +106.9% $423.5M $-318.6M
FY 2022 $37.1M -53.2% $0.0M $220.2M +17.6% $2.13 +395.3% $623.4M $-6.4M +98.0%
FY 2023 $648.3M +1,645.4% $5.1M $-106.4M -148.3% $-1.60 -175.1% $343.5M $30.9M +581.8%
FY 2024 $609.0M -6.1% $1.2M $298.2M +380.3% $2.37 +248.1% $201.0M $86.9M +181.4%
FY 2025 $496.1M -18.5% $5.2M $-454.3M -252.4% $-4.88 -305.9% $88.9M
$

Valuation

Market Price $12.02
Market Cap $1.26B
Enterprise Value $8.98B
P/E Ratio N/A
P/B Ratio 0.41
FCF Yield -2.00%
Dividend Yield 12.65%
Shares Outstanding 105,046,300
%

Profitability & Margins

Gross Margin 1.05%
Operating Margin 1.05%
Net Margin -91.57%
Return on Equity (ROE) -14.71%
Return on Assets (ROA) -4.18%
Asset Turnover 0.05x
Revenue 3-Yr CAGR 137.27%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio 34.05
Debt / Equity 2.770
Debt / Assets 0.788
Cash & Equivalents $842.32M
Total Debt $8.56B
Book Value / Share $29.41
💧

Cash Flow Efficiency

Operating Cash Flow $88.92M
Capital Expenditures (CapEx) $114.12M
Free Cash Flow -$25.21M
OCF / Revenue 17.92%
FCF / Revenue -5.08%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $-4.88
EPS (Basic) $-4.88
Dividends / Share $1.52
Book Value / Share $29.41
EPS YoY Growth -305.91%
🏛️

Balance Sheet (FY 2025)

Total Assets $10.86B
Total Liabilities $92.47M
Stockholders' Equity $3.09B
Current Assets N/A
Current Liabilities $24.74M