← Unum Group UNM
Market Price
$93.30
Market Cap
$14.81B
P/E Ratio
21.85
Revenue (FY 2025)
↑1.5% YoY
$13.08B
3-Yr CAGR: 2.9%
Net Income
↓-58.5% YoY
$738.50M
Net Margin: 5.6%
Free Cash Flow
↓-60.0% YoY
$555.40M
FCF Yield: 3.75%
EPS (Diluted)
↓-54.9% YoY
$4.27
Basic: $4.28
Return on Equity
Efficiency
6.6%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (UNM)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $11,046.5M | — | $4,104.7M | $931.4M | — | $3.95 | — | $1,116.1M | $1,031.1M | — |
| FY 2017 | $11,286.8M | +2.2% | $4,231.1M | $994.2M | +6.7% | $4.37 | +10.6% | $1,149.4M | $1,044.1M | +1.3% |
| FY 2018 | $11,598.5M | +2.8% | $3,578.1M | $523.4M | -47.4% | $2.38 | -45.5% | $1,536.5M | $1,392.4M | +33.4% |
| FY 2019 | $11,998.9M | +3.5% | $4,502.7M | $1,100.3M | +110.2% | $5.24 | +120.2% | $1,741.6M | $1,590.7M | +14.2% |
| FY 2020 | $13,162.1M | +9.7% | $4,189.2M | $793.0M | -27.9% | $3.89 | -25.8% | $597.5M | $478.4M | -69.9% |
| FY 2021 | $12,013.8M | -8.7% | $4,415.2M | $824.2M | +3.9% | $4.02 | +3.3% | $1,387.5M | $1,277.2M | +167.0% |
| FY 2022 | $11,991.0M | -0.2% | $5,054.3M | $1,314.2M | +59.5% | $6.50 | +61.7% | $1,418.7M | $1,316.5M | +3.1% |
| FY 2023 | $12,385.9M | +3.3% | $5,074.0M | $1,283.8M | -2.3% | $6.50 | 0.0% | $1,202.8M | $1,068.0M | -18.9% |
| FY 2024 | $12,887.3M | +4.0% | $5,407.1M | $1,779.1M | +38.6% | $9.46 | +45.5% | $1,513.2M | $1,387.5M | +29.9% |
| FY 2025 | $13,075.5M | +1.5% | $5,449.3M | $738.5M | -58.5% | $4.27 | -54.9% | $687.7M | $555.4M | -60.0% |
Valuation
Market Price
$93.30
Market Cap
$14.81B
Enterprise Value
N/A
P/E Ratio
21.85
P/B Ratio
1.34
FCF Yield
3.75%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
41.68%
Operating Margin
6.15%
Net Margin
5.65%
Return on Equity (ROE)
6.64%
Return on Assets (ROA)
1.16%
Asset Turnover
0.21x
Revenue 3-Yr CAGR
2.93%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.339
Debt / Assets
0.059
Cash & Equivalents
N/A
Total Debt
$3.77B
Book Value / Share
$69.59
Cash Flow Efficiency
Operating Cash Flow
$687.70M
Capital Expenditures (CapEx)
$132.30M
Free Cash Flow
$555.40M
OCF / Revenue
5.26%
FCF / Revenue
4.25%
FCF 3-Yr CAGR
-25.00%
Per Share Metrics
EPS (Diluted)
$4.27
EPS (Basic)
$4.28
Dividends / Share
N/A
Book Value / Share
$69.59
EPS YoY Growth
-54.86%
Balance Sheet (FY 2025)
Total Assets
$63.52B
Total Liabilities
$38.80M
Stockholders' Equity
$11.12B
Current Assets
N/A
Current Liabilities
N/A