← US BANCORP \DE\ USB
Market Price
$65.41
Market Cap
$101.52B
P/E Ratio
14.16
Revenue (FY 2025)
↑7.9% YoY
$2.87B
3-Yr CAGR: 9.1%
Net Income
↑20.2% YoY
$7.57B
Net Margin: 263.9%
Free Cash Flow
↓-29.3% YoY
$7.97B
FCF Yield: 7.85%
EPS (Diluted)
↑21.9% YoY
$4.62
Basic: $4.62
Return on Equity
Efficiency
11.6%
ROA: 1.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (USB)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (+6.7%) is identical to Gross Profit YoY (+6.7%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
- FY 2018: Revenue YoY (+6.4%) is identical to Gross Profit YoY (+6.4%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
- FY 2019: Revenue YoY (+3.3%) is identical to Gross Profit YoY (+3.3%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (+3.8%) is identical to Gross Profit YoY (+3.8%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+5.5%) is identical to Gross Profit YoY (+5.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (+20.6%) is identical to Gross Profit YoY (+20.6%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+11.3%) is identical to Gross Profit YoY (+11.3%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+8.2%) is identical to Gross Profit YoY (+8.2%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+7.9%) is identical to Gross Profit YoY (+7.9%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,427.0M | — | $1,427.0M | $5,888.0M | — | $3.24 | — | $5,336.0M | $5,336.0M | — |
| FY 2017 | $1,522.0M | +6.7% | $1,522.0M | $6,218.0M | +5.6% | $3.51 | +8.3% | $6,472.0M | $6,472.0M | +21.3% |
| FY 2018 | $1,619.0M | +6.4% | $1,619.0M | $7,096.0M | +14.1% | $4.14 | +17.9% | $10,564.0M | $10,564.0M | +63.2% |
| FY 2019 | $1,673.0M | +3.3% | $1,673.0M | $6,914.0M | -2.6% | $4.16 | +0.5% | $4,889.0M | $4,889.0M | -53.7% |
| FY 2020 | $1,736.0M | +3.8% | $1,736.0M | $4,959.0M | -28.3% | $3.06 | -26.4% | $3,716.0M | $3,716.0M | -24.0% |
| FY 2021 | $1,832.0M | +5.5% | $1,832.0M | $7,963.0M | +60.6% | $5.10 | +66.7% | $9,870.0M | $9,870.0M | +165.6% |
| FY 2022 | $2,209.0M | +20.6% | $2,209.0M | $5,825.0M | -26.8% | $3.69 | -27.6% | $21,119.0M | $21,119.0M | +114.0% |
| FY 2023 | $2,459.0M | +11.3% | $2,459.0M | $5,429.0M | -6.8% | $3.27 | -11.4% | $8,447.0M | $8,447.0M | -60.0% |
| FY 2024 | $2,660.0M | +8.2% | $2,660.0M | $6,299.0M | +16.0% | $3.79 | +15.9% | $11,273.0M | $11,273.0M | +33.5% |
| FY 2025 | $2,869.0M | +7.9% | $2,869.0M | $7,570.0M | +20.2% | $4.62 | +21.9% | $7,970.0M | $7,970.0M | -29.3% |
Valuation
Market Price
$65.41
Market Cap
$101.52B
Enterprise Value
N/A
P/E Ratio
14.16
P/B Ratio
1.56
FCF Yield
7.85%
Dividend Yield
3.12%
Shares Outstanding
Profitability & Margins
Gross Margin
14.56%
Operating Margin
325.20%
Net Margin
263.86%
Return on Equity (ROE)
11.61%
Return on Assets (ROA)
1.09%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
9.11%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.932
Debt / Assets
0.088
Cash & Equivalents
N/A
Total Debt
$60.76B
Book Value / Share
$41.84
Cash Flow Efficiency
Operating Cash Flow
$7.97B
Capital Expenditures (CapEx)
N/A
Free Cash Flow
$7.97B
OCF / Revenue
277.80%
FCF / Revenue
277.80%
FCF 3-Yr CAGR
-27.73%
Per Share Metrics
EPS (Diluted)
$4.62
EPS (Basic)
$4.62
Dividends / Share
$2.04
Book Value / Share
$41.84
EPS YoY Growth
21.90%
Balance Sheet (FY 2025)
Total Assets
$692.35B
Total Liabilities
$626.69B
Stockholders' Equity
$65.19B
Current Assets
N/A
Current Liabilities
N/A