← UNIVEST FINANCIAL Corp UVSP
Market Price
$43.13
Market Cap
$1.20B
P/E Ratio
13.78
Revenue (FY 2025)
↑9.6% YoY
$328.06M
3-Yr CAGR: 14.5%
Net Income
↑19.5% YoY
$90.76M
Net Margin: 27.7%
Free Cash Flow
↑30.9% YoY
$97.34M
FCF Yield: 8.13%
EPS (Diluted)
↑21.3% YoY
$3.13
Basic: $3.16
Return on Equity
Efficiency
9.6%
ROA: 1.1%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (UVSP)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | — | — | — | $19.5M | — | $0.84 | — | $33.3M | $33.3M | — |
| FY 2017 | — | — | — | $44.1M | +126.1% | $1.64 | +95.2% | $68.7M | $68.7M | +106.1% |
| FY 2018 | — | — | — | $50.5M | +14.6% | $1.72 | +4.9% | $86.0M | $86.0M | +25.3% |
| FY 2019 | — | — | — | $65.7M | +30.0% | $2.24 | +30.2% | $73.1M | $73.1M | -15.0% |
| FY 2020 | — | — | — | $46.9M | -28.6% | $1.60 | -28.6% | $51.2M | $51.2M | -30.0% |
| FY 2021 | — | — | — | $91.8M | +95.7% | $3.11 | +94.4% | $102.3M | $102.3M | +100.0% |
| FY 2022 | $218.3M | — | $184.4M | $78.1M | -14.9% | $2.64 | -15.1% | $109.5M | $107.8M | +5.4% |
| FY 2023 | $220.0M | +0.8% | $68.3M | $71.1M | -9.0% | $2.41 | -8.7% | $89.7M | $84.9M | -21.3% |
| FY 2024 | $299.2M | +36.0% | $98.0M | $75.9M | +6.8% | $2.58 | +7.1% | $75.1M | $74.4M | -12.4% |
| FY 2025 | $328.1M | +9.6% | $137.8M | $90.8M | +19.5% | $3.13 | +21.3% | $101.5M | $97.3M | +30.9% |
Valuation
Market Price
$43.13
Market Cap
$1.20B
Enterprise Value
N/A
P/E Ratio
13.78
P/B Ratio
1.27
FCF Yield
8.13%
Dividend Yield
2.02%
Shares Outstanding
Profitability & Margins
Gross Margin
41.99%
Operating Margin
34.55%
Net Margin
27.67%
Return on Equity (ROE)
9.62%
Return on Assets (ROA)
1.08%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
14.54%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$33.88
Cash Flow Efficiency
Operating Cash Flow
$101.51M
Capital Expenditures (CapEx)
$4.17M
Free Cash Flow
$97.34M
OCF / Revenue
30.94%
FCF / Revenue
29.67%
FCF 3-Yr CAGR
-3.35%
Per Share Metrics
EPS (Diluted)
$3.13
EPS (Basic)
$3.16
Dividends / Share
$0.87
Book Value / Share
$33.88
EPS YoY Growth
21.32%
Balance Sheet (FY 2025)
Total Assets
$8.44B
Total Liabilities
$7.49B
Stockholders' Equity
$943.32M
Current Assets
N/A
Current Liabilities
N/A