← UWM Holdings Corp UWMC
Market Price
$1.59
Market Cap
$4.64B
P/E Ratio
13.25
Revenue (FY 2025)
↑46.1% YoY
$3.16B
3-Yr CAGR: 10.0%
Net Income
↑90.1% YoY
$27.38M
Net Margin: 0.9%
Free Cash Flow
↑56.7% YoY
-$2.72B
FCF Yield: -58.62%
EPS (Diluted)
↓-7.7% YoY
$0.12
Basic: $0.13
Return on Equity
Efficiency
2.0%
ROA: 0.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (UWMC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | — | — | — | — | — | — | — | $-0.2M | $-0.2M | — |
| FY 2020 | $161.2M | — | $92.0M | $-5.8M | — | $-0.12 | — | $-1.8M | $-59.1M | -33,881.6% |
| FY 2021 | $2,970.3M | +1,743.1% | $2,665.6M | $98.4M | +1,795.2% | $0.66 | +650.0% | $-9,957.0M | $-10,022.3M | -16,862.0% |
| FY 2022 | $2,372.6M | -20.1% | $2,066.6M | $41.7M | -57.6% | $0.45 | -31.8% | $8,268.2M | $8,241.6M | +182.2% |
| FY 2023 | $1,311.3M | -44.7% | $991.1M | $-13.2M | -131.7% | $-0.14 | -131.1% | $165.2M | $138.8M | -98.3% |
| FY 2024 | $2,163.7M | +65.0% | $1,672.9M | $14.4M | +208.9% | $0.13 | +192.9% | $-6,241.5M | $-6,280.9M | -4,624.9% |
| FY 2025 | $3,160.6M | +46.1% | $2,629.8M | $27.4M | +90.1% | $0.12 | -7.7% | $-2,647.6M | $-2,721.6M | +56.7% |
Valuation
Market Price
$1.59
Market Cap
$4.64B
Enterprise Value
$9.65B
P/E Ratio
13.25
P/B Ratio
3.27
FCF Yield
-58.62%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
83.21%
Operating Margin
0.14%
Net Margin
0.87%
Return on Equity (ROE)
1.96%
Return on Assets (ROA)
0.16%
Asset Turnover
0.19x
Revenue 3-Yr CAGR
10.03%
Financial Health & Liquidity
Current Ratio
0.06
Cash Ratio
128.51
Debt / Equity
3.949
Debt / Assets
0.325
Cash & Equivalents
$503.36M
Total Debt
$5.51B
Book Value / Share
$0.49
Cash Flow Efficiency
Operating Cash Flow
-$2.65B
Capital Expenditures (CapEx)
$74.05M
Free Cash Flow
-$2.72B
OCF / Revenue
-83.77%
FCF / Revenue
-86.11%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$0.12
EPS (Basic)
$0.13
Dividends / Share
N/A
Book Value / Share
$0.49
EPS YoY Growth
-7.69%
Balance Sheet (FY 2025)
Total Assets
$16.93B
Total Liabilities
$15.34B
Stockholders' Equity
$1.39B
Current Assets
$234.46K
Current Liabilities
$3.92M