← VALLEY NATIONAL BANCORP VLY
Market Price
$15.00
Market Cap
$8.33B
P/E Ratio
14.85
Revenue (FY 2025)
↑9.3% YoY
$2.03B
3-Yr CAGR: 2.8%
Net Income
↑57.3% YoY
$597.98M
Net Margin: 29.5%
Free Cash Flow
↓-38.8% YoY
$325.73M
FCF Yield: 3.91%
EPS (Diluted)
↑46.4% YoY
$1.01
Basic: $1.02
Return on Equity
Efficiency
7.7%
ROA: 592.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (VLY)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $721.4M | — | $572.6M | $168.1M | — | $0.63 | — | $419.2M | $398.5M | — |
| FY 2017 | $771.8M | +7.0% | $597.6M | $161.9M | -3.7% | $0.58 | -7.9% | $619.2M | $601.1M | +50.9% |
| FY 2018 | $991.3M | +28.4% | $689.2M | $261.4M | +61.5% | $0.75 | +29.3% | $593.6M | $567.1M | -5.7% |
| FY 2019 | $1,112.6M | +12.2% | $689.6M | $309.8M | +18.5% | $0.87 | +16.0% | $1,464.0M | $1,440.6M | +154.0% |
| FY 2020 | $1,301.9M | +17.0% | $1,037.1M | $390.6M | +26.1% | $0.93 | +6.9% | $151.5M | $126.9M | -91.2% |
| FY 2021 | $1,364.9M | +4.8% | $1,240.6M | $473.8M | +21.3% | $1.12 | +20.4% | $837.1M | $797.7M | +528.5% |
| FY 2022 | $1,862.4M | +36.5% | $1,541.4M | $568.9M | +20.1% | $1.14 | +1.8% | $1,428.5M | $1,359.5M | +70.4% |
| FY 2023 | $1,891.2M | +1.5% | $417.8M | $498.5M | -12.4% | $0.95 | -16.7% | $378.2M | $302.1M | -77.8% |
| FY 2024 | $1,853.2M | -2.0% | $124.4M | $380.3M | -23.7% | $0.69 | -27.4% | $548.5M | $532.4M | +76.2% |
| FY 2025 | $2,025.8M | +9.3% | $556.9M | $598.0M | +57.3% | $1.01 | +46.4% | $343.8M | $325.7M | -38.8% |
Valuation
Market Price
$15.00
Market Cap
$8.33B
Enterprise Value
N/A
P/E Ratio
14.85
P/B Ratio
1.06
FCF Yield
3.91%
Dividend Yield
2.93%
Shares Outstanding
Profitability & Margins
Gross Margin
27.49%
Operating Margin
36.72%
Net Margin
29.52%
Return on Equity (ROE)
7.66%
Return on Assets (ROA)
592.80%
Asset Turnover
20.08x
Revenue 3-Yr CAGR
2.84%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$428.63M
Total Debt
N/A
Book Value / Share
$14.09
Cash Flow Efficiency
Operating Cash Flow
$343.83M
Capital Expenditures (CapEx)
$18.10M
Free Cash Flow
$325.73M
OCF / Revenue
16.97%
FCF / Revenue
16.08%
FCF 3-Yr CAGR
-37.89%
Per Share Metrics
EPS (Diluted)
$1.01
EPS (Basic)
$1.02
Dividends / Share
$0.44
Book Value / Share
$14.09
EPS YoY Growth
46.38%
Balance Sheet (FY 2025)
Total Assets
$100.88M
Total Liabilities
$56.33B
Stockholders' Equity
$7.81B
Current Assets
N/A
Current Liabilities
N/A