Voya Financial, Inc. VOYA

Latest FY: 2025 Financial Services Financial Conglomerates
Market Price $101.43
Market Cap $9.16B
P/E Ratio 16.13
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑7.8% YoY
$2.69B
3-Yr CAGR: 8.1%
Net Income ↓-1.9% YoY
$654.00M
Net Margin: 24.3%
Free Cash Flow ↓-4.2% YoY
$1.22B
FCF Yield: 13.33%
EPS (Diluted) ↑1.9% YoY
$6.29
Basic: $6.40
Return on Equity Efficiency
13.2%
ROA: 0.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (VOYA)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2020: Revenue YoY (+2.9%) is identical to Gross Profit YoY (+2.9%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $9,389.4M $3,630.4M $-428.0M $3,586.0M $3,519.3M
FY 2017 $8,046.0M -14.3% $4,832.0M $-2,992.0M -599.1% $-16.25 $1,578.0M $1,578.0M -55.2%
FY 2018 $2,709.0M -66.3% $2,488.0M $875.0M +129.2% $5.20 +132.0% $1,868.0M $1,868.0M +18.4%
FY 2019 $1,970.0M -27.3% $1,794.0M $-351.0M -140.1% $-2.58 -149.6% $1,310.0M $1,310.0M -29.9%
FY 2020 $2,027.0M +2.9% $2,027.0M $-206.0M +41.3% $-1.84 +28.7% $1,209.0M $1,209.0M -7.7%
FY 2021 $2,230.0M +10.0% $579.0M $2,126.0M +1,132.0% $16.61 +1,002.7% $72.0M $72.0M -94.0%
FY 2022 $2,126.0M -4.7% $518.0M $510.0M -76.0% $4.30 -74.1% $1,352.0M $1,352.0M +1,777.8%
FY 2023 $2,303.0M +8.3% $343.0M $625.0M +22.5% $5.42 +26.0% $1,638.0M $1,638.0M +21.2%
FY 2024 $2,494.0M +8.3% $813.0M $667.0M +6.7% $6.17 +13.8% $1,345.0M $1,345.0M -17.9%
FY 2025 $2,689.0M +7.8% $1,401.0M $654.0M -1.9% $6.29 +1.9% $1,288.0M $1,288.0M -4.2%
$

Valuation

Market Price $101.43
Market Cap $9.16B
Enterprise Value $9.86B
P/E Ratio 16.13
P/B Ratio 1.86
FCF Yield 13.33%
Dividend Yield 1.79%
Shares Outstanding 90,666,300
%

Profitability & Margins

Gross Margin 52.10%
Operating Margin 38.60%
Net Margin 24.32%
Return on Equity (ROE) 13.20%
Return on Assets (ROA) 0.37%
Asset Turnover 0.02x
Revenue 3-Yr CAGR 8.15%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.425
Debt / Assets 0.012
Cash & Equivalents $1.40B
Total Debt $2.10B
Book Value / Share $54.63
💧

Cash Flow Efficiency

Operating Cash Flow $1.29B
Capital Expenditures (CapEx) $66.70M
Free Cash Flow $1.22B
OCF / Revenue 47.90%
FCF / Revenue 45.42%
FCF 3-Yr CAGR -1.60%
🏷️

Per Share Metrics

EPS (Diluted) $6.29
EPS (Basic) $6.40
Dividends / Share $1.82
Book Value / Share $54.63
EPS YoY Growth 1.94%
🏛️

Balance Sheet (FY 2025)

Total Assets $178.86B
Total Liabilities $171.82B
Stockholders' Equity $4.95B
Current Assets N/A
Current Liabilities N/A