← WESTAMERICA BANCORPORATION WABC
Market Price
$59.88
Market Cap
$1.38B
P/E Ratio
13.25
Revenue (FY 2025)
↓-12.2% YoY
$258.06M
3-Yr CAGR: 3.9%
Net Income
↓-16.2% YoY
$116.17M
Net Margin: 45.0%
Free Cash Flow
↓-14.4% YoY
$119.65M
FCF Yield: 8.69%
EPS (Diluted)
↓-13.1% YoY
$4.52
Basic: $4.52
Return on Equity
Efficiency
12.4%
ROA: 1.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (WABC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $143.5M | — | $141.4M | $58.9M | — | $2.29 | — | $77.6M | $75.8M | — |
| FY 2017 | $152.2M | +6.1% | $150.3M | $50.0M | -15.0% | $1.89 | -17.5% | $80.8M | $78.0M | +2.9% |
| FY 2018 | $161.7M | +6.2% | $159.7M | $71.6M | +43.1% | $2.67 | +41.3% | $96.6M | $93.5M | +19.8% |
| FY 2019 | $168.5M | +4.2% | $166.6M | $80.4M | +12.3% | $2.98 | +11.6% | $80.7M | $76.7M | -18.0% |
| FY 2020 | $178.0M | +5.6% | $176.2M | $80.4M | +0.0% | $2.98 | 0.0% | $107.7M | $105.5M | +37.6% |
| FY 2021 | $182.3M | +2.4% | $180.4M | $86.5M | +7.6% | $3.22 | +8.1% | $88.7M | $87.4M | -17.2% |
| FY 2022 | $230.3M | +26.3% | $228.4M | $122.0M | +41.1% | $4.54 | +41.0% | $113.7M | $112.9M | +29.1% |
| FY 2023 | $291.1M | +26.4% | $287.2M | $161.8M | +32.6% | $6.06 | +33.5% | $158.2M | $157.0M | +39.1% |
| FY 2024 | $293.8M | +0.9% | $276.3M | $138.6M | -14.3% | $5.20 | -14.2% | $141.6M | $139.8M | -11.0% |
| FY 2025 | $258.1M | -12.2% | $244.3M | $116.2M | -16.2% | $4.52 | -13.1% | $121.9M | $119.7M | -14.4% |
Valuation
Market Price
$59.88
Market Cap
$1.38B
Enterprise Value
N/A
P/E Ratio
13.25
P/B Ratio
1.48
FCF Yield
8.69%
Dividend Yield
3.04%
Shares Outstanding
Profitability & Margins
Gross Margin
94.69%
Operating Margin
60.72%
Net Margin
45.02%
Return on Equity (ROE)
12.44%
Return on Assets (ROA)
1.95%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
3.87%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$40.58
Cash Flow Efficiency
Operating Cash Flow
$121.90M
Capital Expenditures (CapEx)
$2.25M
Free Cash Flow
$119.65M
OCF / Revenue
47.24%
FCF / Revenue
46.37%
FCF 3-Yr CAGR
1.96%
Per Share Metrics
EPS (Diluted)
$4.52
EPS (Basic)
$4.52
Dividends / Share
$1.82
Book Value / Share
$40.58
EPS YoY Growth
-13.08%
Balance Sheet (FY 2025)
Total Assets
$5.96B
Total Liabilities
$5.03B
Stockholders' Equity
$933.51M
Current Assets
N/A
Current Liabilities
N/A