WASHINGTON TRUST BANCORP INC WASH

Latest FY: 2025 Financial Services Banks - Regional
Market Price $40.15
Market Cap $766.63M
P/E Ratio 14.82
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑19.7% YoY
$57.74M
3-Yr CAGR: 6.2%
Net Income ↑286.2% YoY
$52.24M
Net Margin: 90.5%
Free Cash Flow ↑45.9% YoY
$78.31M
FCF Yield: 10.21%
EPS (Diluted) ↑266.3% YoY
$2.71
Basic: $2.72
Return on Equity Efficiency
9.6%
ROA: 1,214.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WASH)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2024: Revenue YoY (+8.4%) is identical to Gross Profit YoY (+8.4%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+19.7%) is identical to Gross Profit YoY (+19.7%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $110.5M $87.5M $46.5M $2.70 $58.7M $55.6M
FY 2017 $119.5M +8.2% $89.5M $45.9M -1.2% $2.64 -2.2% $59.4M $56.6M +1.8%
FY 2018 $194.4M +62.6% $150.3M $68.4M +49.0% $3.93 +48.9% $82.9M $78.9M +39.4%
FY 2019 $45.9M -76.4% $45.9M $69.1M +1.0% $3.96 +0.8% $73.4M $70.3M -10.9%
FY 2020 $45.2M -1.7% $2.7M $69.8M +1.0% $4.00 +1.0% $36.5M $33.1M -53.0%
FY 2021 $51.1M +13.2% $34.5M $76.9M +10.1% $4.39 +9.7% $100.8M $97.3M +194.3%
FY 2022 $48.2M -5.8% $9.7M $71.7M -6.8% $4.11 -6.4% $113.0M $106.9M +9.8%
FY 2023 $44.5M -7.6% $44.5M $48.2M -32.8% $2.82 -31.4% $31.6M $26.6M -75.2%
FY 2024 $48.2M +8.4% $48.2M $-28.1M -158.2% $-1.63 -157.8% $57.7M $53.7M +102.1%
FY 2025 $57.7M +19.7% $57.7M $52.2M +286.2% $2.71 +266.3% $80.3M $78.3M +45.9%
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Valuation

Market Price $40.15
Market Cap $766.63M
Enterprise Value N/A
P/E Ratio 14.82
P/B Ratio 1.41
FCF Yield 10.21%
Dividend Yield 5.58%
Shares Outstanding 19,065,600
%

Profitability & Margins

Gross Margin 25.94%
Operating Margin 116.74%
Net Margin 90.48%
Return on Equity (ROE) 9.61%
Return on Assets (ROA) 1,214.13%
Asset Turnover 13.42x
Revenue 3-Yr CAGR 6.24%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $138.46M
Total Debt N/A
Book Value / Share $28.51
💧

Cash Flow Efficiency

Operating Cash Flow $80.31M
Capital Expenditures (CapEx) $2.00M
Free Cash Flow $78.31M
OCF / Revenue 139.08%
FCF / Revenue 135.61%
FCF 3-Yr CAGR -9.85%
🏷️

Per Share Metrics

EPS (Diluted) $2.71
EPS (Basic) $2.72
Dividends / Share $2.24
Book Value / Share $28.51
EPS YoY Growth 266.26%
🏛️

Balance Sheet (FY 2025)

Total Assets $4.30M
Total Liabilities $6.08B
Stockholders' Equity $543.58M
Current Assets N/A
Current Liabilities N/A