← WEBSTER FINANCIAL CORP WBS
Market Price
$78.98
Market Cap
$12.80B
P/E Ratio
13.39
Revenue (FY 2025)
↓-3.1% YoY
$237.97M
3-Yr CAGR: -4.0%
Net Income
↑30.5% YoY
$1.00B
Net Margin: 421.4%
Free Cash Flow
↓-26.3% YoY
$1.01B
FCF Yield: 7.88%
EPS (Diluted)
↑35.0% YoY
$5.90
Basic: $5.91
Return on Equity
Efficiency
10.6%
ROA: 1.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (WBS)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (+5.3%) is identical to Gross Profit YoY (+5.3%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (-3.1%) is identical to Gross Profit YoY (-3.1%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $718.5M | — | $615.1M | $207.1M | — | $2.16 | — | $398.1M | $357.4M | — |
| FY 2017 | $796.3M | +10.8% | $679.0M | $255.4M | +23.3% | $2.67 | +23.6% | $445.0M | $416.4M | +16.5% |
| FY 2018 | $200.7M | -74.8% | $52.2M | $360.4M | +41.1% | $3.81 | +42.7% | $469.4M | $436.4M | +4.8% |
| FY 2019 | $955.1M | +376.0% | $755.7M | $382.7M | +6.2% | $4.06 | +6.6% | $303.9M | $278.1M | -36.3% |
| FY 2020 | $891.4M | -6.7% | $780.7M | $220.6M | -42.4% | $2.35 | -42.1% | $380.5M | $359.3M | +29.2% |
| FY 2021 | $212.4M | -76.2% | $170.7M | $408.9M | +85.3% | $4.42 | +88.1% | $688.6M | $672.0M | +87.0% |
| FY 2022 | $268.7M | +26.5% | $18.2M | $644.3M | +57.6% | $3.72 | -15.8% | $1,336.0M | $1,307.2M | +94.5% |
| FY 2023 | $233.4M | -13.1% | $233.4M | $867.8M | +34.7% | $4.91 | +32.0% | $978.6M | $938.3M | -28.2% |
| FY 2024 | $245.7M | +5.3% | $245.7M | $768.7M | -11.4% | $4.37 | -11.0% | $1,404.3M | $1,368.5M | +45.8% |
| FY 2025 | $238.0M | -3.1% | $238.0M | $1,002.8M | +30.5% | $5.90 | +35.0% | $1,058.1M | $1,008.6M | -26.3% |
Valuation
Market Price
$78.98
Market Cap
$12.80B
Enterprise Value
N/A
P/E Ratio
13.39
P/B Ratio
1.35
FCF Yield
7.88%
Dividend Yield
2.03%
Shares Outstanding
Profitability & Margins
Gross Margin
13.51%
Operating Margin
617.80%
Net Margin
421.40%
Return on Equity (ROE)
10.56%
Return on Assets (ROA)
1.19%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
-3.96%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.078
Debt / Assets
0.009
Cash & Equivalents
N/A
Total Debt
$739.45M
Book Value / Share
$58.58
Cash Flow Efficiency
Operating Cash Flow
$1.06B
Capital Expenditures (CapEx)
$49.57M
Free Cash Flow
$1.01B
OCF / Revenue
444.66%
FCF / Revenue
423.83%
FCF 3-Yr CAGR
-8.28%
Per Share Metrics
EPS (Diluted)
$5.90
EPS (Basic)
$5.91
Dividends / Share
$1.60
Book Value / Share
$58.58
EPS YoY Growth
35.01%
Balance Sheet (FY 2025)
Total Assets
$84.07B
Total Liabilities
$290.37M
Stockholders' Equity
$9.49B
Current Assets
N/A
Current Liabilities
N/A