Waterdrop Inc. WDH

Latest FY: 2025 Financial Services Insurance - Diversified
Market Price $1.00
Market Cap $359.30M
P/E Ratio 50.00
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑49.8% YoY
$568.81M
3-Yr CAGR: 11.9%
Net Income ↑54.8% YoY
$568.94M
Net Margin: 100.0%
Free Cash Flow ↑2.2% YoY
$30.64M
FCF Yield: 8.53%
EPS (Diluted) ↑100.0% YoY
$0.02
Basic: $0.02
Return on Equity Efficiency
77.2%
ROA: 8.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WDH)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2020: Revenue YoY (+100.4%) is identical to Gross Profit YoY (+100.4%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2021: Revenue YoY (-83.4%) is identical to Gross Profit YoY (-83.4%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2019 $1,511.0M $377.7M $-458.4M $-0.38 $-532.9M $-546.2M
FY 2020 $3,027.9M +100.4% $757.0M $-663.9M -44.8% $-0.94 -147.4% $-777.1M $-803.8M -47.2%
FY 2021 $503.1M -83.4% $125.8M $-247.0M +62.8% $-0.58 +38.3% $-172.1M $-177.7M +77.9%
FY 2022 $406.2M -19.3% $125.7M $88.1M +135.7% $0.02 +103.4% $111.0M $109.3M +161.5%
FY 2023 $370.5M -8.8% $57.6M $167.2M +89.8% $0.01 -50.0% $57.3M $55.4M -49.4%
FY 2024 $379.7M +2.5% $74.8M $367.5M +119.8% $0.01 0.0% $59.9M $30.0M -45.8%
FY 2025 $568.8M +49.8% $97.4M $568.9M +54.8% $0.02 +100.0% $34.9M $30.6M +2.2%
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Valuation

Market Price $1.00
Market Cap $359.30M
Enterprise Value $373.40M
P/E Ratio 50.00
P/B Ratio 0.49
FCF Yield 8.53%
Dividend Yield N/A
Shares Outstanding 359,301,952
%

Profitability & Margins

Gross Margin 17.12%
Operating Margin 9.32%
Net Margin 100.02%
Return on Equity (ROE) 77.23%
Return on Assets (ROA) 8.01%
Asset Turnover 0.08x
Revenue 3-Yr CAGR 11.88%
🛡️

Financial Health & Liquidity

Current Ratio 0.13
Cash Ratio 0.26
Debt / Equity 0.113
Debt / Assets 0.012
Cash & Equivalents $69.07M
Total Debt $83.17M
Book Value / Share $2.05
💧

Cash Flow Efficiency

Operating Cash Flow $34.88M
Capital Expenditures (CapEx) $4.24M
Free Cash Flow $30.64M
OCF / Revenue 6.13%
FCF / Revenue 5.39%
FCF 3-Yr CAGR -34.55%
🏷️

Per Share Metrics

EPS (Diluted) $0.02
EPS (Basic) $0.02
Dividends / Share N/A
Book Value / Share $2.05
EPS YoY Growth 100.00%
🏛️

Balance Sheet (FY 2025)

Total Assets $7.10B
Total Liabilities $1.95B
Stockholders' Equity $736.72M
Current Assets $35.91M
Current Liabilities $270.62M