← WORLD ACCEPTANCE CORP WRLD
Market Price
$193.81
Market Cap
$875.33M
P/E Ratio
N/A
Revenue (FY 2026)
↑6.4% YoY
$175.91M
3-Yr CAGR: 3.0%
Net Income
↓-61.5% YoY
$34.59M
Net Margin: 19.7%
Free Cash Flow
↑2.0% YoY
$255.48M
FCF Yield: 29.19%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
9.9%
ROA: 3.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (WRLD)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $151.9M | — | $130.4M | $73.6M | — | — | — | $219.4M | $212.5M | — |
| FY 2018 | $157.0M | +3.4% | $137.9M | $53.7M | -27.1% | — | — | $218.0M | $208.9M | -1.7% |
| FY 2019 | $163.0M | +3.8% | $145.1M | $37.2M | -30.6% | — | — | $244.7M | $234.9M | +12.5% |
| FY 2020 | — | -100.0% | — | $28.2M | -24.4% | — | — | $257.4M | $246.1M | +4.8% |
| FY 2021 | $146.3M | — | $120.6M | $88.3M | +213.5% | — | — | $199.6M | $187.9M | -23.7% |
| FY 2022 | $166.3M | +13.7% | $132.9M | $53.9M | -38.9% | — | — | $281.5M | $275.4M | +46.6% |
| FY 2023 | $160.8M | -3.3% | $110.4M | $21.2M | -60.6% | — | — | $291.6M | $285.7M | +3.7% |
| FY 2024 | $159.3M | -1.0% | $111.0M | $77.3M | +264.3% | — | — | $265.8M | $259.9M | -9.1% |
| FY 2025 | $165.3M | +3.8% | $122.6M | $89.7M | +16.0% | — | — | $254.2M | $250.5M | -3.6% |
| FY 2026 | $175.9M | +6.4% | $126.5M | $34.6M | -61.5% | — | — | $259.4M | $255.5M | +2.0% |
Valuation
Market Price
$193.81
Market Cap
$875.33M
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
2.57
FCF Yield
29.19%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
71.89%
Operating Margin
25.72%
Net Margin
19.66%
Return on Equity (ROE)
9.85%
Return on Assets (ROA)
3.28%
Asset Turnover
0.17x
Revenue 3-Yr CAGR
3.03%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$75.38
Cash Flow Efficiency
Operating Cash Flow
$259.36M
Capital Expenditures (CapEx)
$3.88M
Free Cash Flow
$255.48M
OCF / Revenue
147.44%
FCF / Revenue
145.23%
FCF 3-Yr CAGR
-3.66%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$75.38
EPS YoY Growth
N/A
Balance Sheet (FY 2026)
Total Assets
$1.05B
Total Liabilities
$703.12M
Stockholders' Equity
$351.01M
Current Assets
N/A
Current Liabilities
N/A