WESBANCO INC WSBC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $42.70
Market Cap $4.11B
P/E Ratio 19.15
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑61.8% YoY
$981.05M
3-Yr CAGR: 18.4%
Net Income ↑47.3% YoY
$223.10M
Net Margin: 22.7%
Free Cash Flow ↑39.5% YoY
$279.99M
FCF Yield: 6.82%
EPS (Diluted) ↓-1.3% YoY
$2.23
Basic: $2.23
Return on Equity Efficiency
5.5%
ROA: 0.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WSBC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $334.8M $302.1M $86.6M $2.16 $123.7M $121.6M
FY 2017 $379.1M +13.2% $337.0M $94.5M +9.1% $2.14 -0.9% $141.6M $135.6M +11.5%
FY 2018 $447.5M +18.0% $379.8M $143.1M +51.5% $2.92 +36.4% $191.6M $186.9M +37.8%
FY 2019 $516.6M +15.4% $432.3M $158.9M +11.0% $2.83 -3.1% $163.4M $151.2M -19.1%
FY 2020 $607.7M +17.6% $545.9M $122.0M -23.2% $1.77 -37.5% $59.6M $52.1M -65.6%
FY 2021 $590.7M -2.8% $563.7M $242.3M +98.5% $3.53 +99.4% $336.3M $327.8M +529.6%
FY 2022 $591.7M +0.2% $552.4M $192.1M -20.7% $3.02 -14.4% $204.1M $196.2M -40.2%
FY 2023 $601.8M +1.7% $371.6M $159.0M -17.2% $2.51 -16.9% $169.3M $146.8M -25.2%
FY 2024 $606.2M +0.7% $258.8M $151.5M -4.7% $2.26 -10.0% $211.0M $200.7M +36.7%
FY 2025 $981.1M +61.8% $523.4M $223.1M +47.3% $2.23 -1.3% $290.4M $280.0M +39.5%
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Valuation

Market Price $42.70
Market Cap $4.11B
Enterprise Value N/A
P/E Ratio 19.15
P/B Ratio 1.02
FCF Yield 6.82%
Dividend Yield 3.49%
Shares Outstanding 96,180,600
%

Profitability & Margins

Gross Margin 53.35%
Operating Margin 28.46%
Net Margin 22.74%
Return on Equity (ROE) 5.53%
Return on Assets (ROA) 0.81%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 18.36%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $956.11M
Total Debt N/A
Book Value / Share $41.92
💧

Cash Flow Efficiency

Operating Cash Flow $290.41M
Capital Expenditures (CapEx) $10.43M
Free Cash Flow $279.99M
OCF / Revenue 29.60%
FCF / Revenue 28.54%
FCF 3-Yr CAGR 12.59%
🏷️

Per Share Metrics

EPS (Diluted) $2.23
EPS (Basic) $2.23
Dividends / Share $1.49
Book Value / Share $41.92
EPS YoY Growth -1.33%
🏛️

Balance Sheet (FY 2025)

Total Assets $27.70B
Total Liabilities $23.66B
Stockholders' Equity $4.03B
Current Assets N/A
Current Liabilities N/A