WSFS FINANCIAL CORP WSFS

Latest FY: 2025 Financial Services Banks - Regional
Market Price $81.60
Market Cap $4.24B
P/E Ratio 16.03
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑2.9% YoY
$726.09M
3-Yr CAGR: -9.0%
Net Income ↑9.0% YoY
$287.35M
Net Margin: 39.6%
Free Cash Flow ↑3.9% YoY
$213.61M
FCF Yield: 5.03%
EPS (Diluted) ↑15.4% YoY
$5.09
Basic: $5.11
Return on Equity Efficiency
10.5%
ROA: 339.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (WSFS)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $318.9M $296.1M $64.1M $2.06 $80.2M $70.3M
FY 2017 $379.4M +18.9% $345.9M $50.2M -21.6% $1.56 -24.3% $130.2M $122.4M +74.2%
FY 2018 $455.5M +20.1% $409.0M $134.7M +168.2% $4.19 +168.6% $135.6M $130.1M +6.2%
FY 2019 $709.2M +55.7% $633.1M $148.8M +10.4% $3.00 -28.4% $89.9M $75.7M -41.8%
FY 2020 $715.4M +0.9% $667.0M $114.8M -22.9% $2.27 -24.3% $15.1M $8.0M -89.4%
FY 2021 $641.8M -10.3% $619.1M $271.4M +136.5% $5.69 +150.7% $125.6M $119.1M +1,391.6%
FY 2022 $963.9M +50.2% $923.0M $222.4M -18.1% $3.49 -38.7% $480.9M $472.0M +296.4%
FY 2023 $725.1M -24.8% $473.7M $269.2M +21.0% $4.40 +26.1% $237.0M $230.6M -51.1%
FY 2024 $705.4M -2.7% $347.3M $263.7M -2.0% $4.41 +0.2% $219.9M $205.6M -10.8%
FY 2025 $726.1M +2.9% $432.5M $287.3M +9.0% $5.09 +15.4% $220.0M $213.6M +3.9%
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Valuation

Market Price $81.60
Market Cap $4.24B
Enterprise Value N/A
P/E Ratio 16.03
P/B Ratio 1.55
FCF Yield 5.03%
Dividend Yield N/A
Shares Outstanding 52,044,000
%

Profitability & Margins

Gross Margin 59.56%
Operating Margin 52.42%
Net Margin 39.58%
Return on Equity (ROE) 10.49%
Return on Assets (ROA) 339.34%
Asset Turnover 8.57x
Revenue 3-Yr CAGR -9.01%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.70B
Total Debt N/A
Book Value / Share $52.62
💧

Cash Flow Efficiency

Operating Cash Flow $220.00M
Capital Expenditures (CapEx) $6.39M
Free Cash Flow $213.61M
OCF / Revenue 30.30%
FCF / Revenue 29.42%
FCF 3-Yr CAGR -23.23%
🏷️

Per Share Metrics

EPS (Diluted) $5.09
EPS (Basic) $5.11
Dividends / Share N/A
Book Value / Share $52.62
EPS YoY Growth 15.42%
🏛️

Balance Sheet (FY 2025)

Total Assets $84.68M
Total Liabilities $18.59B
Stockholders' Equity $2.74B
Current Assets N/A
Current Liabilities N/A