XChange TEC.INC XHG

Latest FY: 2025 Financial Services Insurance Brokers
Market Price $3.32
Market Cap $166.84B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑24.9% YoY
$51.31M
3-Yr CAGR: -17.6%
Net Income ↑53.7% YoY
-$105.13M
Net Margin: -204.9%
Free Cash Flow ↓-9.6% YoY
-$1.65M
FCF Yield: -0.00%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
N/A
ROA: -151.5%
⚡ N/A due to negative equity (share buybacks or other)

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (XHG)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $889.9M $-8.0M $-117.0M
FY 2019 $172.6M -80.6% $-1,132.4M $-69.7M 0.00% $-12.3M $-60.1M
FY 2020 $177.9M +3.1% $-1,025.5M $-225.9M -224.0% 0.00% $8.1M $-6.5M +89.1%
FY 2021 $160.8M -9.6% $-788.8M $-88.3M +60.9% $-829,699.71 0.00% $-17.0M $-17.0M -160.7%
FY 2022 $91.7M -43.0% $-619.3M $115.3M +230.5% $0.01 +100.0% 0.00% $-5.6M $-5.6M +67.3%
FY 2023 $0.0M -100.0% $-71.3M -161.9% -100.0% 0.00% $-5.5M $-5.5M +1.8%
FY 2024 $41.1M +1,027,200.0% $1.9M $-226.8M -218.1% 0.00% $-1.4M $-1.5M +72.6%
FY 2025 $51.3M +24.9% $1.1M $-105.1M +53.7% 0.00% $-1.6M $-1.6M -9.6%
$

Valuation

Market Price $3.32
Market Cap $166.84B
Enterprise Value $166.87B
P/E Ratio N/A
P/B Ratio N/A
FCF Yield -0.00%
Dividend Yield 0.00%
Shares Outstanding 50,254,250,124
%

Profitability & Margins

Gross Margin 2.19%
Operating Margin -197.21%
Net Margin -204.89%
Return on Equity (ROE) N/A (Negative Equity)
Return on Assets (ROA) -151.53%
Asset Turnover 0.74x
Revenue 3-Yr CAGR -17.60%
🛡️

Financial Health & Liquidity

Current Ratio 0.04
Cash Ratio 0.08
Debt / Equity -0.270
Debt / Assets 0.482
Cash & Equivalents $10.88M
Total Debt $33.44M
Book Value / Share $-0.00
💧

Cash Flow Efficiency

Operating Cash Flow -$1.64M
Capital Expenditures (CapEx) $2.00K
Free Cash Flow -$1.65M
OCF / Revenue -3.20%
FCF / Revenue -3.21%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $-0.00
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $69.38M
Total Liabilities $193.01M
Stockholders' Equity -$123.63M
Current Assets $5.60M
Current Liabilities $133.33M