← Yiren Digital Ltd. YRD
Market Price
$1.22
Market Cap
$104.11M
P/E Ratio
27.35
Revenue (FY 2025)
↓-99.0% YoY
$7.90M
3-Yr CAGR: -74.9%
Net Income
↓-96.4% YoY
$7.80M
Net Margin: 98.7%
Free Cash Flow
↓-50.0% YoY
$96.94M
FCF Yield: 93.11%
EPS (Diluted)
↓-96.4% YoY
$0.04
Basic: $0.04
Return on Equity
Efficiency
0.6%
ROA: 0.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (YRD)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2025: Revenue YoY (-99.0%) is identical to Gross Profit YoY (-99.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $466.4M | — | $58.0M | $160.8M | — | $1.35 | — | $304.4M | $300.1M | — |
| FY 2017 | $852.0M | +82.7% | $81.1M | $210.8M | +31.1% | $1.72 | +27.6% | $417.5M | $406.7M | +35.5% |
| FY 2018 | $817.5M | -4.0% | $77.1M | $140.6M | -33.3% | $1.13 | -34.4% | $-119.3M | $-126.9M | -131.2% |
| FY 2019 | $1,237.7M | +51.4% | $109.8M | $166.0M | +18.1% | $0.89 | -21.3% | $39.4M | $32.5M | +125.6% |
| FY 2020 | $607.2M | -50.9% | $98.4M | $-106.2M | -164.0% | $-0.59 | -166.2% | $43.2M | $41.1M | +26.6% |
| FY 2021 | $702.7M | +15.7% | $83.6M | $162.1M | +252.7% | $0.95 | +261.4% | $24.8M | $23.3M | -43.2% |
| FY 2022 | $498.0M | -29.1% | $65.9M | $173.2M | +6.9% | $0.99 | +3.9% | $268.1M | $268.0M | +1,047.9% |
| FY 2023 | $689.5M | +38.5% | $650.5M | $293.0M | +69.1% | $1.64 | +66.0% | $305.8M | $305.2M | +13.9% |
| FY 2024 | $795.4M | +15.4% | $795.4M | $216.8M | -26.0% | $1.24 | -24.3% | $195.1M | $193.8M | -36.5% |
| FY 2025 | $7.9M | -99.0% | $7.9M | $7.8M | -96.4% | $0.04 | -96.4% | $100.6M | $96.9M | -50.0% |
Valuation
Market Price
$1.22
Market Cap
$104.11M
Enterprise Value
N/A
P/E Ratio
27.35
P/B Ratio
0.08
FCF Yield
93.11%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
100.00%
Operating Margin
10,757.87%
Net Margin
98.75%
Return on Equity (ROE)
0.59%
Return on Assets (ROA)
0.41%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
-74.88%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$478.78M
Total Debt
N/A
Book Value / Share
$15.15
Cash Flow Efficiency
Operating Cash Flow
$100.62M
Capital Expenditures (CapEx)
$3.68M
Free Cash Flow
$96.94M
OCF / Revenue
1,274.12%
FCF / Revenue
1,227.50%
FCF 3-Yr CAGR
-28.75%
Per Share Metrics
EPS (Diluted)
$0.04
EPS (Basic)
$0.04
Dividends / Share
N/A
Book Value / Share
$15.15
EPS YoY Growth
-96.41%
Balance Sheet (FY 2025)
Total Assets
$1.92B
Total Liabilities
$4.27M
Stockholders' Equity
$1.33B
Current Assets
N/A
Current Liabilities
N/A