Best Government Money Market Accounts Ultra Short-term ETFs TFLO, SGOV, USFR

Tue, 25 Jul 2023 08:17:37 +0000

Which US Government money market ETF is best? I look at TFLO, SGOV and USFR. They all offer the safety of US Treasuries but with added flexibility of being able to buy and sell like a stock all for a very small fee.

It seems like it is a toss-up between TFLO and USFR but I would say that I do prefer USFR after looking at the interest payments. The interest payments for USFR are much more uniform. TFLO has had some payments that are larger than others.

Floating Rate money market fund ETFs FLOT, FLRN, FLTR, VRIG

Tue, 25 Jul 2023 08:10:28 +0000

Which floating rate interest rate ETF is best. I compared various floating rate treasury and corporate debt ETFs. At the time of the video some of them are paying 5.44% APY. Is corporate debt worth the risk or should you stick with US treasury ETFs?

For me, I prefer US treasury ETFs at this point in time. If floating rate corporate debt was paying several percentage points higher then perhaps I would be willing to take the extra risk but heading towards a recession in a rising interest rate environment doesn’t seem like it is worth the risk for a small APY boost over treasuries.

Treasury Etf on Techfinology

Best Government Money Market Accounts Ultra Short-term ETFs TFLO, SGOV, USFR

Floating Rate money market fund ETFs FLOT, FLRN, FLTR, VRIG