← Carter Bankshares, Inc.
| Annual Trend | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|
| Goodwill | — | — | — | — | $0 | $1.2m | |
| Core Deposit Intangible | — | — | — | — | $0 | $940k | |
| Other Assets | $67.8m | $73.2m | $119.3m | $114.2m | $109.3m | $100.0m | |
| Cash and Due From Banks, including Interest-Bearing Deposits of $68,227 at December 31, 2025 and $91,563 at December 31, 2024 | $38.5m | $36.7m | $46.9m | $54.5m | $131.2m | $105.2m | |
| Securities Available-for-Sale, at Fair Value (amortized cost of $745,366 and $800,741, respectively) | $778.7m | $922.4m | $836.3m | $779.0m | $718.4m | $691.6m | |
| Equity Securities | — | — | — | $0 | $10.0m | $10.3m | |
| Loans Held-for-Sale | $25.4m | $228k | $0 | $0 | $0 | $339k | |
| Portfolio Loans | $2.9b | $2.8b | $3.1b | $3.5b | $3.6b | $3.9b | |
| Allowance for Credit Losses | ($54.1m) | ($95.9m) | ($93.9m) | ($97.1m) | ($75.6m) | ($71.5m) | |
| Portfolio Loans, net | $2.9b | $2.7b | $3.1b | $3.4b | $3.5b | $3.8b | |
| Bank Premises and Equipment, net | $85.3m | $75.3m | $72.1m | $73.7m | $74.3m | $72.5m | |
| Other Real Estate Owned, net | $15.7m | $10.9m | $8.4m | $2.5m | $659k | $142k | |
| Other Restricted Stock, at Cost | — | — | — | — | $6.5m | $16.8m | |
| Bank Owned Life Insurance | $54.0m | $55.4m | $56.7m | $58.1m | $59.6m | $44.8m | |
| Noninterest-Bearing Demand | $699.2m | $747.9m | $703.3m | $685.2m | $634.4m | $620.5m | |
| Interest-Bearing Demand | $366.2m | $452.6m | $496.9m | $481.5m | $726.9m | $808.2m | |
| Money Market | $294.2m | $463.1m | $484.2m | $513.7m | $512.2m | $554.0m | |
| Savings | $625.5m | $690.5m | $684.3m | $454.9m | $355.5m | $326.2m | |
| Certificates of Deposit | $1.6b | $1.3b | $1.3b | $1.6b | $1.9b | $1.9b | |
| Federal Home Loan Bank Borrowings | $35.0m | $7.0m | $180.6m | $393.4m | $70.0m | $178.5m | |
| Reserve for Unfunded Loan Commitments | — | — | $2.3m | $3.2m | $3.2m | $3.0m | |
| Other Liabilities | $19.4m | $20.7m | $47.1m | $42.8m | $48.3m | $39.8m | |
| Total Deposits | $3.7b | $3.7b | $3.6b | $3.7b | $4.2b | $4.2b | |
| Total Shareholders’ Equity | $440.2m | $407.6m | $328.6m | $351.2m | $384.3m | $419.7m | |
| Total Assets | $4.2b | $4.1b | $4.2b | $4.5b | $4.7b | $4.9b | |
| Total Liabilities | $3.7b | $3.7b | $3.9b | $4.2b | $4.3b | $4.4b | |
| Common Stock | $26.4m | $26.4m | $24.0m | $23.0m | $23.1m | $22.1m | |
| Additional Paid-in Capital | $143.5m | $144.0m | $104.7m | $90.6m | $92.2m | $74.8m | |
| Retained Earnings | $254.6m | $235.5m | $285.6m | $309.1m | $333.6m | $365.0m | |
| Accumulated Other Comprehensive Loss | $15.7m | $1.7m | ($85.6m) | ($71.4m) | ($64.5m) | ($42.2m) | |
| Total Liabilities and Shareholders’ Equity | $4.2b | $4.1b | $4.2b | $4.5b | $4.7b | $4.9b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.