← Chubb Ltd
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||||
| Current assets: | |||||||||||
| Cash and Cash Equivalents, at Carrying Value | $985.0m | $728.0m | $1.2b | $1.5b | $1.7b | $1.7b | $2.0b | — | — | — | |
| Insurance and reinsurance balances receivable, net of valuation allowance – $62 and $59 | $9.0b | $9.3b | $10.1b | $10.4b | $10.5b | $11.3b | $11.9b | $13.4b | $14.4b | $15.9b | |
| Prepaid reinsurance premiums | $2.4b | $2.5b | $2.5b | $2.6b | $2.8b | $3.0b | $3.1b | $3.2b | $3.4b | $3.9b | |
| Short-term investments, at fair value (amortized cost – $4,840 and $5,143) (includes variable interest entities (VIE) balances of $105 and $57) | $3.0b | $3.6b | $3.0b | $4.3b | $4.3b | $3.1b | $5.0b | $4.6b | $5.1b | $4.8b | |
| Property, Plant and Equipment, Net | $1.2b | $1.3b | $1.7b | $1.9b | $2.0b | $2.0b | $2.4b | $2.9b | $3.1b | $3.5b | |
| Goodwill | $15.3b | $15.5b | $15.3b | $15.3b | $15.4b | $15.2b | $16.3b | $19.7b | $19.6b | $20.2b | |
| Intangible Assets, Net (Excluding Goodwill) | $6.8b | $6.5b | $6.1b | $6.1b | $5.8b | $5.5b | $5.4b | $6.8b | $6.4b | $6.2b | |
| Other intangible assets | $6.8b | $6.5b | $6.1b | $6.1b | $5.8b | $5.5b | $5.4b | $6.8b | $6.4b | $6.2b | |
| Operating Lease, Right-of-Use Asset | — | — | — | $551.0m | $473.0m | $445.0m | $607.0m | $784.0m | $824.0m | $1.0b | |
| Other assets (includes VIE balances of $58 and $26) | $5.1b | $6.4b | $6.5b | $7.6b | $8.8b | $11.8b | $12.7b | $7.3b | $7.5b | $9.2b | |
| Additional Financial Items | |||||||||||
| Cash, including restricted cash $198 and $261 (includes VIE balances of $168 and $114) | — | — | — | — | — | — | $2.1b | $2.6b | $2.5b | $2.5b | |
| Common Shares (CHF 0.50 par value; 412,107,421 and 419,625,986 shares issued; 391,101,227 and 400,703,663 shares outstanding) | 11.1b | 11.1b | 11.1b | 11.1b | 11.1b | 11.0b | 10.3b | 241.0m | 235.0m | 231.0m | |
| Common Shares in treasury (21,006,194 and 18,922,323 shares) | ($1.5b) | ($1.9b) | ($2.6b) | ($3.8b) | ($3.6b) | ($7.5b) | ($5.1b) | ($4.4b) | ($3.5b) | ($4.7b) | |
| Deferred policy acquisition costs | $4.3b | $4.7b | $4.9b | $5.2b | $5.4b | $5.5b | $5.8b | $7.2b | $8.4b | $10.0b | |
| Deferred tax assets | $0 | — | — | — | — | — | $0 | $1.7b | $1.6b | $1.3b | |
| Equity securities, at fair value (includes VIE balances of $2,275 and $1,289) | $814.0m | $937.0m | $770.0m | $812.0m | $4.0b | $4.8b | $827.0m | $3.5b | $9.2b | $10.8b | |
| Fixed maturities available-for-sale, at fair value, net of valuation allowance – $52 and $70 (amortized cost – $124,726 and $115,083) | $80.1b | $78.9b | $78.5b | $85.5b | $90.7b | $93.1b | $85.2b | $106.6b | $110.4b | $122.7b | |
| Future policy benefits | $5.0b | $5.3b | $5.5b | $5.8b | $5.7b | $5.9b | $10.1b | $13.9b | $16.1b | $18.4b | |
| Hybrid debt | — | — | — | — | — | — | — | $308.0m | $419.0m | $422.0m | |
| Insurance and reinsurance balances payable | $5.6b | $5.9b | $6.4b | $6.2b | $6.7b | $7.2b | $7.8b | $8.3b | $8.1b | $8.3b | |
| Market risk benefits | — | — | — | — | — | — | $800.0m | $771.0m | $607.0m | $659.0m | |
| Other investments (includes VIE balances of $5,818 and $4,538) | $4.5b | $4.7b | $5.3b | $6.1b | $7.9b | $11.2b | $13.7b | $5.5b | $8.6b | $10.7b | |
| Policyholders' account balances | — | — | — | — | — | — | $3.1b | $7.5b | $8.0b | $8.6b | |
| Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4 | — | — | — | — | — | — | — | $2.6b | $2.6b | $2.4b | |
| Private equities (includes VIE balances of $22 and $22) | — | — | — | — | — | — | $12.4b | $14.1b | $14.8b | $17.2b | |
| Reinsurance recoverable on losses and loss expenses, net of valuation allowance – $320 and $310 | — | — | — | $15.2b | $15.6b | $17.4b | $18.9b | $20.0b | $19.8b | $20.3b | |
| Reinsurance recoverable on policy benefits | $182.0m | $184.0m | $202.0m | $197.0m | $206.0m | $213.0m | $303.0m | $280.0m | $289.0m | $286.0m | |
| Repurchase agreements (includes VIE balances of $956 and $815) | $1.4b | $1.4b | $1.4b | $1.4b | $1.4b | $1.4b | $1.4b | $2.8b | $2.7b | $3.3b | |
| Securities lending collateral | $1.1b | $1.7b | $1.9b | $994.0m | $1.8b | $1.8b | $1.5b | $1.3b | $1.4b | $2.5b | |
| Securities lending payable | $1.1b | $1.7b | $1.9b | $994.0m | $1.8b | $1.8b | $1.5b | $1.3b | $1.4b | $2.5b | |
| Separate account assets | — | — | — | — | — | — | $5.2b | $5.6b | $6.2b | $6.9b | |
| Separate account liabilities | — | — | — | — | — | — | $5.2b | $5.6b | $6.2b | $6.9b | |
| Unearned premiums | $14.8b | $15.2b | $15.5b | $16.8b | $17.7b | $19.1b | $20.4b | $22.1b | $23.5b | $26.3b | |
| Unpaid losses and loss expenses | $60.5b | $63.2b | $63.0b | $62.7b | $67.8b | $72.9b | $76.3b | $80.1b | $84.0b | $88.0b | |
| Value of business acquired | $355.0m | $326.0m | $295.0m | $306.0m | $263.0m | $236.0m | $3.6b | $3.7b | $3.2b | $3.0b | |
| Total Chubb shareholders' equity | $48.3b | $51.2b | $50.3b | $55.3b | $59.4b | $59.7b | $50.5b | $59.5b | $64.0b | $73.8b | |
| Total investments | $99.1b | $102.4b | $101.0b | $109.2b | $118.7b | $122.3b | $113.6b | $136.7b | $150.7b | $168.7b | |
| Total shareholders’ equity | — | — | — | — | — | — | $50.5b | $63.7b | $68.4b | $79.8b | |
| Assets | $159.8b | $167.0b | $167.8b | $176.9b | $190.8b | $200.1b | $199.1b | $230.7b | $246.5b | $272.3b | |
| Total assets | $159.8b | $167.0b | $167.8b | $176.9b | $190.8b | $200.1b | $199.1b | $230.7b | $246.5b | $272.3b | |
| LIABILITIES AND EQUITY | |||||||||||
| Accounts payable, accrued expenses, and other liabilities (includes VIE balances of $159 and $183) | $8.6b | $9.5b | $10.5b | $11.8b | $14.1b | $15.0b | $15.6b | $8.3b | $10.2b | $10.1b | |
| Accrued investment income | $918.0m | $909.0m | $883.0m | $867.0m | $867.0m | $821.0m | $941.0m | $1.1b | $1.2b | $1.3b | |
| Short-term debt | $500.0m | $1.0b | $509.0m | $1.3b | $0 | $999.0m | $475.0m | $1.5b | $800.0m | $1.5b | |
| Deferred Income Tax Liabilities, Net | $988.0m | $699.0m | $304.0m | $804.0m | $892.0m | $389.0m | $292.0m | $1.6b | $1.6b | $1.7b | |
| Deferred tax liabilities | $988.0m | $699.0m | $304.0m | $804.0m | $892.0m | $389.0m | $292.0m | $1.6b | $1.6b | $1.7b | |
| Long-term Debt | $12.6b | $11.6b | $12.1b | $13.6b | $14.9b | $15.2b | $14.4b | $13.0b | $14.4b | $15.7b | |
| Deferred Tax Liabilities, Net | $988.0m | $699.0m | $304.0m | $804.0m | $892.0m | $389.0m | $292.0m | $186.0m | — | — | |
| Liabilities | $111.5b | $115.8b | $117.5b | $121.6b | $131.3b | $140.3b | $148.6b | $167.0b | $178.2b | $192.5b | |
| Total liabilities | $111.5b | $115.8b | $117.5b | $121.6b | $131.3b | $140.3b | $148.6b | $167.0b | $178.2b | $192.5b | |
| Stockholders’ equity: | |||||||||||
| Accumulated Other Comprehensive Income (Loss), Net of Tax | ($314.0m) | $543.0m | ($2.4b) | $619.0m | $2.9b | $350.0m | ($10.2b) | ($6.8b) | ($8.6b) | ($5.0b) | |
| Accumulated other comprehensive income (loss) (AOCI) | ($314.0m) | $543.0m | ($2.4b) | $619.0m | $2.9b | $350.0m | ($10.2b) | ($6.8b) | ($8.6b) | ($5.0b) | |
| Additional Paid in Capital | $15.3b | $14.0b | $12.6b | $11.2b | $9.8b | $8.5b | $7.2b | $15.7b | $14.4b | $13.2b | |
| Additional Paid in Capital, Common Stock | — | $14.0b | $12.6b | $11.2b | $9.8b | $8.5b | $7.2b | $15.7b | $14.4b | $13.2b | |
| Common Stock, Value, Issued | $11.1b | $11.1b | $11.1b | $11.1b | $11.1b | $11.0b | $10.3b | $241.0m | $235.0m | $231.0m | |
| Retained Earnings (Accumulated Deficit) | $23.6b | $27.5b | $31.7b | $36.1b | $39.3b | $47.4b | $48.3b | $54.8b | $61.6b | $70.0b | |
| Stockholders' Equity Attributable to Parent | $48.3b | $51.2b | $50.3b | $55.3b | $59.4b | $59.7b | $50.5b | $59.5b | $64.0b | $73.8b | |
| Noncontrolling interests (includes VIE balances of $5,133 and $3,459) | — | — | — | — | — | — | $0 | $4.2b | $4.4b | $6.0b | |
| Stockholders' Equity Attributable to Noncontrolling Interest | — | — | — | — | — | — | — | $4.2b | $4.4b | $6.0b | |
| Liabilities and Equity | $159.8b | $167.0b | $167.8b | $176.9b | $190.8b | $200.1b | $199.1b | $230.7b | $246.5b | $272.3b | |
| Total liabilities and shareholders’ equity | $159.8b | $167.0b | $167.8b | $176.9b | $190.8b | $200.1b | $199.1b | $230.7b | $246.5b | $272.3b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.