← Capital Bancorp Inc
| Annual Trend | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Portfolio loans receivable, net of deferred fees and costs | — | — | $1.3b | $1.5b | $1.7b | $1.9b | $2.6b | $3.0b | |
| Accrued interest receivable | $4.5m | $4.8m | $8.1m | $7.9m | $9.5m | $11.5m | $16.7m | $16.7m | |
| Total cash and cash equivalents | $34.7m | $114.8m | $146.9m | $183.4m | $80.4m | $54.0m | $205.3m | $255.6m | |
| Goodwill | — | — | — | — | — | $0 | $21.1m | $26.0m | |
| Intangible assets | — | — | — | — | — | $0 | $15.8m | $14.8m | |
| Other assets | $2.2m | $2.5m | $3.0m | $4.1m | $8.4m | $10.8m | $35.4m | $46.7m | |
| Cash and due from banks | $10.4m | $10.5m | $18.5m | $42.9m | $20.0m | $14.5m | $25.4m | $30.9m | |
| Interest-bearing deposits at other financial institutions | $22.0m | $102.4m | $126.1m | $136.8m | $39.8m | $39.0m | $179.8m | $224.6m | |
| Federal funds sold | $2.3m | $1.8m | $2.4m | $3.7m | $20.7m | $407k | $58k | $60k | |
| Investment securities available-for-sale | — | — | $99.8m | $184.5m | $252.5m | $208.3m | $223.6m | $230.1m | |
| Restricted investments | $2.5m | $4.0m | $4.0m | $3.5m | $7.4m | $4.4m | $4.5m | $8.4m | |
| Loans held for sale | $18.5m | $71.0m | $107.2m | $16.0m | $7.4m | $7.5m | $21.3m | $25.8m | |
| Less allowance for credit losses | — | — | — | ($25.2m) | ($26.4m) | ($28.6m) | ($48.7m) | ($54.7m) | |
| Premises and equipment, net | $3.0m | $6.1m | $4.5m | $3.3m | $3.4m | $5.1m | $15.5m | $15.1m | |
| Loan servicing assets | — | — | — | — | — | $0 | $5.5m | $1.8m | |
| Deferred tax asset | $3.7m | $4.3m | $6.8m | $9.8m | $13.8m | $12.3m | $16.7m | $15.0m | |
| Bank owned life insurance | — | — | $0 | $35.5m | $36.5m | $37.7m | $44.0m | $45.5m | |
| Noninterest-bearing | $242.3m | $291.8m | $608.6m | $787.6m | $674.3m | $617.4m | $810.9m | $852.7m | |
| Interest-bearing | $713.0m | $933.6m | $1.0b | $1.0b | $1.1b | $1.3b | $2.0b | $2.2b | |
| Federal Home Loan Bank advances | $2.0m | $32.2m | $22.0m | $22.0m | $107.0m | $22.0m | $22.0m | $50.0m | |
| Other borrowed funds | $15.4m | $15.4m | $14.0m | $12.1m | $12.1m | $27.1m | $12.1m | $2.1m | |
| Other liabilities | $11.0m | $20.3m | $28.0m | $25.7m | $21.5m | $20.7m | $46.4m | $50.4m | |
| Total portfolio loans held for investment, net | — | — | $1.3b | $1.5b | $1.7b | $1.9b | $2.6b | $2.9b | |
| Total deposits | $955.2m | $1.2b | $1.7b | $1.8b | $1.8b | $1.9b | $2.8b | $3.1b | |
| Total assets | $1.1b | $1.4b | $1.9b | $2.1b | $2.1b | $2.2b | $3.2b | $3.6b | |
| Total liabilities and stockholders' equity | $1.1b | $1.4b | $1.9b | $2.1b | $2.1b | $2.2b | $3.2b | $3.6b | |
| Accrued interest payable | $1.6m | $1.8m | $1.1m | $473k | $1.0m | $5.6m | $9.4m | $8.7m | |
| Total liabilities | $990.5m | $1.3b | $1.7b | $1.9b | $1.9b | $2.0b | $2.9b | $3.2b | |
| Common stock, $.01 par value; 49,000,000 shares authorized; 16,373,288 and 16,662,626 issued and outstanding | 137k | 139k | 138k | 140k | 141k | 139k | 167k | 164k | |
| Additional paid-in capital | $49.3m | $51.6m | $50.6m | $54.3m | $58.2m | $54.5m | $128.6m | $114.6m | |
| Retained earnings | $65.7m | $81.6m | $106.9m | $144.5m | $182.4m | $213.3m | $237.8m | $292.7m | |
| Accumulated other comprehensive loss | ($595k) | $13k | $1.7m | ($1.1m) | ($16.8m) | ($13.1m) | ($11.5m) | ($5.8m) | |
| Total stockholders' equity | $114.6m | $133.3m | $159.3m | $197.9m | $224.0m | $254.9m | $355.1m | $401.8m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.