CNO Financial Group, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income From Continuing Operations $630.6m $276.5m $420.8m $229.3m
Net Income (Loss) Attributable to Parent $358.2m $175.6m ($315.0m) $409.4m $301.8m $441.0m $396.8m $276.5m $404.0m $229.3m
Net Income (Loss) Available to Common Stockholders, Basic $441.0m $396.8m $276.5m $404.0m $229.3m
Depreciation, Depletion and Amortization $275.0m $265.4m $292.2m $267.9m $303.9m $319.5m $345.3m $267.4m $292.4m $318.5m
Amortization of Deferred Charges $253.3m $239.3m $264.3m $232.1m $268.1m $281.1m $309.6m $227.4m $251.2m $278.0m
Deferred Policy Acquisition Costs, Amortization Expense $191.1m $184.9m $219.2m $195.4m $233.4m $252.4m $282.7m $192.6m $215.3m $238.8m
Amortization Of Securities ($336.0m) ($377.9m) ($445.7m) ($499.3m)
Deferred Income Tax Expense (Benefit) $173.0m $72.0m $93.1m $39.3m $100.5m $62.6m $88.7m $12.0m $87.9m $400k
Deferred Other Tax Expense (Benefit) ($132.8m) $142.1m $107.8m ($193.7m) ($34.0m) $0 $0
Deferred Income Tax $152.0m $21.1m $63.9m $26.3m
Deferred Tax $152.0m $21.1m $63.9m $26.3m
Goodwill and Intangible Asset Impairment $101.9m
Asset Impairment Charge $0 $0 $101.9m
Gain (Loss) on Extinguishment of Debt $0 $0 ($7.3m) $0 $0 $1.5m
Income Tax Expense (Benefit) ($5.0m) $304.9m $50.2m ($135.2m) $42.5m $126.7m $120.5m $80.3m $114.3m $64.1m
Additional Financial Items
Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded $25.7m $6.3m $50.4m $7.7m $10.8m $9.1m
Market Risk Benefit, Change in Fair Value, Gain (Loss) $21.3m $60.5m $12.4m
Proceeds from Stock Options Exercised $8.4m $8.3m $3.9m $6.9m $16.5m $18.4m $10.4m $9.2m $7.2m $7.4m
Financing Receivable, Credit Loss, Expense (Reversal) $5.1m ($6.2m) ($2.4m) $7.4m ($1.8m) $7.3m
Realized Investment Gains (Losses) $8.3m $50.3m ($11.3m) $21.3m ($17.9m) ($69.3m) ($75.6m) ($59.6m)
Beginning Cash Position $731.7m $644.9m $889.0m $2.0b
Cash Flow From Continuing Financing Activities $1.2b $533.5m $2.0b ($22.6m)
Cash Flow From Continuing Investing Activities ($1.8b) ($872.3m) ($1.5b) ($1.7b)
Change In Working Capital ($374.7m) $449.7m $534.7m $618.1m
Changes In Cash ($86.8m) $244.1m $1.1b ($1.0b)
End Cash Position $644.9m $889.0m $2.0b $983.5m
Financing Cash Flow $1.2b $533.5m $2.0b ($22.6m)
Free Cash Flow $495.4m $582.9m $627.7m $675.7m
Gain Loss On Investment Securities $135.4m $69.0m $49.9m $54.7m
Investing Cash Flow ($1.8b) ($872.3m) ($1.5b) ($1.7b)
Issuance Of Capital Stock $13.5m $13.2m $11.2m $11.6m
Operating Gains Losses $135.4m $69.0m $49.9m $54.7m
Other Non Cash Items $39.6m ($122.9m) ($288.3m) ($173.8m)
Repurchase Of Capital Stock ($190.1m) ($166.1m) ($300.2m) ($331.4m)
Gain (Loss) on Investments $8.3m $50.3m $352.1m $28.2m ($36.2m) $19.1m ($135.4m) ($69.0m) ($49.9m) ($54.7m)
Gain (Loss) on Derivative Instruments, Net, Pretax ($7.8m) $77.1m ($43.6m)
Net Cash Provided by (Used in) Operating Activities $759.5m $613.1m $317.8m $696.7m $735.5m $598.3m $495.4m $582.9m $627.7m $675.7m
Cash flows from investing activities:
Net Investment Purchase And Sale ($1.7b) ($835.7m) ($1.5b) ($1.7b)
Purchase Of Investment ($6.5b) ($3.6b) ($6.9b) ($8.5b)
Sale Of Investment $4.8b $2.8b $5.4b $6.8b
Payments for (Proceeds from) Other Investing Activities $22.5m $29.9m $25.0m $102.0m $39.8m $75.3m $61.2m $36.6m $13.5m $3.2m
Net Other Investing Changes ($61.2m) ($36.6m) ($13.5m) ($3.2m)
Net Cash Provided by (Used in) Investing Activities ($742.4m) ($239.6m) ($525.7m) ($555.6m) ($608.4m) ($1.5b) ($1.8b) ($872.3m) ($1.5b) ($1.7b)
Cash flows from financing activities:
Issuance Of Debt $285.0m $995.5m $1.6b $776.8m
Long Term Debt Issuance $285.0m $995.5m $1.6b $776.8m
Net Issuance Payments Of Debt ($120.7m) $258.7m $355.6m ($485.0m)
Net Long Term Debt Issuance ($120.7m) $258.7m $355.6m ($485.0m)
Long Term Debt Payments ($405.7m) ($736.8m) ($1.2b) ($1.3b)
Repayment Of Debt ($405.7m) ($736.8m) ($1.2b) ($1.3b)
Proceeds from Issuance of Common Stock $8.4m $8.3m $3.9m $9.2m $19.0m $21.5m $13.5m $13.2m $11.2m $11.6m
Common Stock Issuance $13.5m $13.2m $11.2m $11.6m
Net Common Stock Issuance ($176.6m) ($152.9m) ($289.0m) ($319.8m)
Payments for Repurchase of Common Stock $203.0m $168.3m $108.0m $254.5m $268.3m $407.8m $190.1m $166.1m $300.2m $331.4m
Common Stock Payments ($190.1m) ($166.1m) ($300.2m) ($331.4m)
Dividends paid $55 $60 $65 $67 $67 $66 $65 $68 $68 $66
Dividends Payable $67 $67 $66 $65 $68
Cash Dividends Paid ($64.8m) ($68.1m) ($67.7m) ($66.2m)
Common Stock Dividend Paid ($64.8m) ($68.1m) ($67.7m) ($66.2m)
Net Other Financing Charges $1.6b $495.8m $2.0b $848.4m
Net Cash Provided by (Used in) Financing Activities $29.5m ($274.0m) $107.2m ($143.0m) $210.1m $667.6m $1.2b $533.5m $2.0b ($22.6m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect ($1.9m) $337.2m ($260.2m) ($86.8m) $244.1m $1.1b ($1.0b)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $654.7m $991.9m $731.7m $644.9m $889.0m $2.0b $983.5m
Supplemental disclosure of cash flow information:
Change In Cash Supplemental As Reported ($86.8m) $244.1m $1.1b ($1.0b)
Interest Paid, Excluding Capitalized Interest, Operating Activities $92.8m $120.9m $232.5m $259.2m $230.3m
Income Taxes Paid, Net ($2.4m) $28.4m ($19.8m) $33.9m $59.1m $55.1m $37.7m

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.