← CAPITAL ONE FINANCIAL CORP
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | $25.5b | $27.2b | $3.4b | $3.8b | $3.7b | $4.8b | $5.4b | $5.6b | $5.9b | $8.1b | |
| Operating expenses: | |||||||||||
| Additional Financial Items | |||||||||||
| Amortization of Intangible Assets | $386.0m | $245.0m | $174.0m | $112.0m | $60.0m | $29.0m | $60.0m | $82.0m | $77.0m | $1.3b | |
| Amortization of intangibles | $386.0m | $245.0m | $174.0m | $112.0m | $60.0m | $29.0m | $70.0m | $82.0m | $77.0m | $1.3b | |
| Communications and data processing | $1.2b | $1.2b | $1.3b | $1.3b | $1.2b | $1.3b | $1.4b | $1.4b | $1.5b | $1.8b | |
| Debt and Equity Securities, Gain (Loss) | ($11.0m) | $65.0m | ($209.0m) | $26.0m | $25.0m | $2.0m | ($9.0m) | ($34.0m) | ($35.0m) | $0 | |
| Deposits | $1.2b | $1.6b | $2.6b | $3.4b | $2.2b | $956.0m | $2.5b | $9.5b | $11.5b | $12.9b | |
| Depreciation, Depletion and Amortization, Nonproduction | $2.4b | $2.4b | $2.4b | $3.3b | $3.5b | $3.5b | $3.2b | $3.2b | $3.2b | $5.3b | |
| Discount and interchange fees, net | $2.5b | $2.6b | $2.8b | $3.2b | $3.0b | $3.9b | $4.6b | $4.8b | $4.9b | $6.4b | |
| Discount on redeemed preferred stock | — | — | — | — | — | — | — | $0 | $0 | $6.0m | |
| Dividends and undistributed earnings allocated to participating securities | ($24) | ($13) | ($40) | ($41) | ($20) | ($105) | ($88) | ($77) | ($77) | ($26) | |
| Goodwill, Impairment Loss | $0 | $0 | — | — | — | — | — | $0 | — | — | |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | — | — | — | — | — | — | — | — | — | $1.9b | |
| Income (Loss) from Continuing Operations, Per Basic Share | $7 | $4 | $12 | $11 | $5 | $27 | $18 | $12 | $12 | $3 | |
| Income (Loss) from Continuing Operations, Per Diluted Share | $7 | $4 | $12 | $11 | $5 | $27 | $18 | $12 | $12 | $3 | |
| Income (loss) from continuing operations, net of tax | $3.8b | $2.1b | $6.0b | $5.5b | $2.7b | $12.4b | $7.4b | $4.9b | $4.7b | $2.1b | |
| Income from continuing operations before income taxes | $5.5b | $5.5b | $7.3b | $6.9b | $3.2b | $15.8b | $9.2b | $6.0b | $5.9b | $2.3b | |
| Income from discontinued operations, net of tax | ($19.0m) | ($135.0m) | ($10.0m) | $13.0m | ($3.0m) | ($4.0m) | $0 | $0 | $3.0m | $365.0m | |
| Income tax provision | $1.7b | $3.4b | $1.3b | $1.3b | $486.0m | $3.4b | $1.9b | $1.2b | $1.2b | $193.0m | |
| Investment securities | $1.6b | $1.7b | $2.2b | $2.4b | $1.9b | $1.4b | $1.9b | $2.5b | $2.9b | $3.2b | |
| Loans, including loans held for sale | $21.2b | $23.4b | $24.7b | $25.9b | $24.1b | $24.3b | $28.9b | $37.4b | $40.9b | $53.0b | |
| Marketing | $1.8b | $1.7b | $2.2b | $2.3b | $1.6b | $2.9b | $4.0b | $4.0b | $4.6b | $5.9b | |
| Net interest income | $20.9b | $22.5b | $22.9b | $23.3b | $22.9b | $24.2b | $27.1b | $29.2b | $31.2b | $42.9b | |
| Net interest income after provision for credit losses | $14.4b | $14.9b | $17.0b | $17.1b | $12.6b | $26.1b | $21.3b | $18.8b | $19.5b | $22.2b | |
| Net securities gains (losses) | ($11.0m) | $65.0m | ($209.0m) | $26.0m | $25.0m | $2.0m | ($9.0m) | ($34.0m) | ($35.0m) | $0 | |
| Occupancy and equipment | $1.9b | $1.9b | $2.1b | $2.1b | $2.1b | $2.0b | $2.0b | $2.2b | $2.4b | $3.2b | |
| Other | $2.0b | $2.2b | $2.3b | $2.1b | $1.9b | $1.5b | $1.4b | $2.1b | $2.0b | $3.5b | |
| Other Interest and Dividend Income | $89.0m | $123.0m | $237.0m | $240.0m | $82.0m | $60.0m | $443.0m | $2.0b | $2.3b | $2.5b | |
| Other borrowings | $113.0m | $102.0m | $82.0m | $71.0m | $44.0m | $35.0m | $130.0m | $45.0m | $42.0m | $61.0m | |
| Preferred Stock Dividends, Income Statement Impact | $214.0m | $265.0m | $265.0m | $282.0m | $280.0m | $274.0m | $228.0m | $228.0m | $228.0m | $252.0m | |
| Preferred stock dividends | ($214) | ($265) | ($265) | ($282) | ($280) | ($274) | ($228) | ($228) | ($228) | ($252) | |
| Professional services | $1.1b | $1.1b | $1.1b | $1.2b | $1.3b | $1.4b | $1.8b | $1.3b | $1.6b | $2.4b | |
| Provision for credit losses | — | $7.6b | $5.9b | $6.2b | $10.3b | ($1.9b) | $5.8b | $10.4b | $11.7b | $20.7b | |
| Salaries and associate benefits | $5.2b | $5.9b | $5.7b | $6.4b | $6.8b | $7.4b | $8.4b | $9.3b | $9.4b | $12.5b | |
| Securitized debt obligations | $216.0m | $327.0m | $496.0m | $523.0m | $232.0m | $119.0m | $384.0m | $959.0m | $958.0m | $660.0m | |
| Senior and subordinated notes | $476.0m | $731.0m | $1.1b | $1.2b | $679.0m | $488.0m | $1.1b | $2.2b | $2.3b | $2.2b | |
| Service charges and other customer-related fees | $1.6b | $1.6b | $1.6b | $1.3b | $1.2b | $1.6b | $1.6b | $1.7b | $2.0b | $2.8b | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $5.5b | $5.5b | $7.3b | $6.9b | $3.2b | $15.8b | $9.2b | $6.0b | $5.9b | $2.3b | |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | $3.8b | $2.1b | $6.0b | $5.5b | $2.7b | $12.4b | $7.4b | $4.9b | $4.7b | $2.1b | |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | ($19.0m) | ($135.0m) | ($10.0m) | $13.0m | ($3.0m) | ($4.0m) | $0 | $0 | $3.0m | $365.0m | |
| Total interest income | $22.9b | $25.2b | $27.2b | $28.5b | $26.0b | $25.8b | $31.2b | $41.9b | $46.0b | $58.7b | |
| Total non-interest income | $4.6b | $4.8b | $5.2b | $5.3b | $5.6b | $6.3b | $7.1b | $7.5b | $7.9b | $10.6b | |
| Net Income (Loss) Attributable to Parent | $3.8b | $2.0b | $6.0b | $5.5b | $2.7b | $12.4b | $7.4b | $4.9b | $4.8b | $2.5b | |
| Common Stock, Dividends, Per Share, Declared | $1.60 | $1.60 | $11.90 | $11.10 | $5.19 | $27.04 | $17.98 | $11.98 | $11.61 | $4.03 | |
| Earnings Per Share, Basic | $6.96 | $3.52 | $11.90 | $11.10 | $5.19 | $27.04 | $17.98 | $11.98 | $11.61 | $4.03 | |
| Earnings Per Share, Diluted | $6.89 | $3.49 | $11.82 | $11.05 | $5.18 | $26.94 | $17.91 | $11.95 | $11.59 | $4.03 | |
| Net income (loss) from continuing operations (in dollars per share) | $7 | $4 | $12 | $11 | $5 | $27 | $18 | $12 | $12 | $3 | |
| Net loss from discontinued operations (in dollars per share) | ($0) | ($0) | ($0) | $0 | ($0) | ($0) | $0 | $0 | $0 | $1 | |
| Weighted Average Number of Shares Outstanding, Basic | 504.9m | 484.2m | 479.9m | 467.6m | 457.8m | 442.5m | 391.8m | 382.4m | 382.7m | 540.7m | |
| Weighted Average Number of Shares Outstanding, Diluted | 509.8m | 488.6m | 483.1m | 469.9m | 458.9m | 444.2m | 393.2m | 383.4m | 383.6m | 541.3m | |
| Business Combination, Acquisition Related Costs | — | — | — | — | — | — | — | — | $234.0m | — | |
| Current Income Tax Expense (Benefit) | $2.4b | $1.9b | $579.0m | $1.6b | $2.1b | $2.8b | $2.7b | $1.9b | $2.0b | $2.1b | |
| Interest Expense | $2.0b | $2.8b | $4.3b | $5.2b | $3.1b | $1.6b | $4.1b | $12.7b | $14.8b | $15.8b | |
| Interest Expense Operating | — | — | — | — | — | — | — | — | $14.8b | $15.8b | |
| Labor and Related Expense | $5.2b | $5.9b | $5.7b | $6.4b | $6.8b | $7.4b | $8.4b | $9.3b | $9.4b | $12.5b | |
| Operating Lease, Expense | — | — | — | $355.0m | $358.0m | $347.0m | $322.0m | — | — | — | |
| Income Tax Expense (Benefit) | $1.7b | $3.4b | $1.3b | $1.3b | $486.0m | $3.4b | $1.9b | $1.2b | $1.2b | $193.0m | |
| Interest Income (Expense), Net | $20.9b | $22.5b | $22.9b | $23.3b | $22.9b | $24.2b | $27.1b | $29.2b | $31.2b | $42.9b | |
| Total interest expense | $2.0b | $2.8b | $4.3b | $5.2b | $3.1b | $1.6b | $4.1b | $12.7b | $14.8b | $15.8b | |
| Total non-interest expense | $13.6b | $14.2b | $14.9b | $15.5b | $15.1b | $16.6b | $19.2b | $20.3b | $21.5b | $30.5b |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.