CAPITAL ONE FINANCIAL CORP COF

Latest FY: 2025 Financial Services Credit Services
Market Price $227.26
Market Cap $139.29B
P/E Ratio 56.39
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑36.3% YoY
$8.06B
3-Yr CAGR: 14.2%
Net Income ↓-48.4% YoY
$2.45B
Net Margin: 30.4%
Free Cash Flow ↑54.2% YoY
$26.14B
FCF Yield: 18.77%
EPS (Diluted) ↓-65.2% YoY
$4.03
Basic: $4.03
Return on Equity Efficiency
2.2%
ROA: 14.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (COF)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2019: Revenue YoY (+11.3%) is identical to Gross Profit YoY (+11.3%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
  • FY 2022: Revenue YoY (+13.3%) is identical to Gross Profit YoY (+13.3%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
  • FY 2023: Revenue YoY (+4.2%) is identical to Gross Profit YoY (+4.2%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $25,501.0M $11,943.0M $3,751.0M $6.89 $11,856.0M $11,077.0M
FY 2017 $27,237.0M +6.8% $13,043.0M $1,982.0M -47.2% $3.49 -49.3% $14,182.0M $13,164.0M +18.8%
FY 2018 $3,431.0M -87.4% $3,431.0M $6,015.0M +203.5% $11.82 +238.7% $12,978.0M $12,104.0M -8.1%
FY 2019 $3,820.0M +11.3% $3,820.0M $5,546.0M -7.8% $11.05 -6.5% $16,639.0M $15,752.0M +30.1%
FY 2020 $3,737.0M -2.2% $3,203.0M $2,714.0M -51.1% $5.18 -53.1% $16,699.0M $15,989.0M +1.5%
FY 2021 $4,780.0M +27.9% $4,780.0M $12,390.0M +356.5% $26.94 +420.1% $12,310.0M $11,612.0M -27.4%
FY 2022 $5,417.0M +13.3% $5,417.0M $7,360.0M -40.6% $17.91 -33.5% $13,809.0M $12,875.0M +10.9%
FY 2023 $5,645.0M +4.2% $5,645.0M $4,887.0M -33.6% $11.95 -33.3% $20,575.0M $19,614.0M +52.3%
FY 2024 $5,915.0M +4.8% $5,910.0M $4,750.0M -2.8% $11.59 -3.0% $18,159.0M $16,955.0M -13.6%
FY 2025 $8,062.0M +36.3% $1,918.0M $2,453.0M -48.4% $4.03 -65.2% $27,718.0M $26,140.0M +54.2%
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Valuation

Market Price $227.26
Market Cap $139.29B
Enterprise Value N/A
P/E Ratio 56.39
P/B Ratio 1.24
FCF Yield 18.77%
Dividend Yield 1.77%
Shares Outstanding 622,292,800
%

Profitability & Margins

Gross Margin 23.79%
Operating Margin 23.79%
Net Margin 30.43%
Return on Equity (ROE) 2.16%
Return on Assets (ROA) 14.80%
Asset Turnover 0.49x
Revenue 3-Yr CAGR 14.17%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $182.58
💧

Cash Flow Efficiency

Operating Cash Flow $27.72B
Capital Expenditures (CapEx) $1.58B
Free Cash Flow $26.14B
OCF / Revenue 343.81%
FCF / Revenue 324.24%
FCF 3-Yr CAGR 26.62%
🏷️

Per Share Metrics

EPS (Diluted) $4.03
EPS (Basic) $4.03
Dividends / Share $4.03
Book Value / Share $182.58
EPS YoY Growth -65.23%
🏛️

Balance Sheet (FY 2025)

Total Assets $16.58B
Total Liabilities $555.39B
Stockholders' Equity $113.62B
Current Assets N/A
Current Liabilities N/A