FIRST COMMONWEALTH FINANCIAL CORP /PA/

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $59.6m $55.2m $107.5m $105.3m $73.4m $138.3m $128.2m $157.1m $142.6m $152.3m
Depreciation, Amortization and Accretion, Net $7.1m $9.0m $8.0m $10.4m $11.7m $11.4m $10.6m $4.1m $5.7m $6.6m
Amortization of Debt Issuance Costs $369k $0
Amortization of Intangible Assets $547k $3.1m $3.2m $3.3m $3.7m $3.5m $3.2m $5.0m $5.0m $5.5m
Depreciation $7.1m $9.0m $8.0m $10.4m $11.7m $11.4m $10.6m $4.1m $5.7m $9.4m
Deferred Income Tax Expense (Benefit) $5.6m $19.2m $3.6m $2.3m ($5.2m) $1.6m ($2.0m) $7.4m $3.4m $3.0m
Gain (Loss) on Sale of Assets and Asset Impairment Charges ($1.2m) ($1.8m)
Goodwill, Impairment Loss $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Gain (Loss) on Disposition of Assets $1.4m $1.8m
Income Tax Expense (Benefit) $25.6m $48.6m $25.3m $25.5m $16.8m $34.6m $32.0m $40.5m $35.6m $39.1m
Operating Lease, Expense $4.7m $5.9m $5.9m $5.6m
Additional Financial Items
Provision for Loan, Lease, and Other Losses $56.7m ($1.4m) $21.1m $14.8m $29.2m $36.7m
Bank Owned Life Insurance Income $5.4m $5.7m $6.7m $6.0m $6.6m $6.4m $5.5m $4.9m $6.4m $6.9m
Debt and Equity Securities, Gain (Loss) $8.1m $22k $70k $16k $2k ($103k)
Debt Securities, Realized Gain (Loss) $2k ($103k) ($5.4m) ($4.3m)
Equipment Expense $11.6m $13.5m $14.2m $15.2m $15.4m $15.6m $15.6m $17.3m $17.5m $18.2m
Equity Securities, FV-NI, Gain (Loss) $0 $0 $0 $0 $5.7m $5.1m
Equity Securities, FV-NI, Realized Gain (Loss) $0 $0 ($5.7m) $5.1m
Equity Securities, FV-NI, Unrealized Gain (Loss) $0 $0 $5.7m $5.1m
Gain (Loss) on Sale of Mortgage Loans $4.1m $5.4m $5.4m $7.8m $18.8m $13.6m $5.3m $4.0m $5.8m $7.3m
Gain (Loss) on Termination of Lease $700k
Goodwill $186.5m $255.4m $274.2m $303.3m $303.3m $303.3m $303.3m $363.7m $363.7m $378.2m
Derivative, Gain (Loss) on Derivative, Net $219k ($473k) $787k ($269k) ($2.5m) $2.3m $368k $14k ($46k) ($126k)
Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax $46k ($77k) ($7k) $0 $0
Net Cash Provided by (Used in) Operating Activities $89.3m $88.3m $135.3m $107.6m $105.7m $165.0m $151.4m $150.8m $129.5m $187.5m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $7.1m $10.4m $9.6m $17.4m $7.6m $10.6m $11.2m $22.0m $15.5m $16.1m
Payments to Acquire Businesses, Net of Cash Acquired ($479.5m) ($3.2m) ($705k) ($332.5m) $0 $0 ($14.5m) $0 ($4.7m)
Net Cash Provided by (Used in) Investing Activities $493.8m ($52.8m) ($347.7m) $122.9m ($483.1m) ($565.3m) ($588.8m) ($574.3m) ($121.7m) ($388.2m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $168.2m $148.6m $140.7m $189.2m $472.3m $433.9m $145.6m $98.3m $232.9m $281.2m
Proceeds from Issuance of Long-term Debt $0 $0 $98.0m $50.0m $0 $0 $0 $0 $127.0m $0
Payments for Repurchase of Common Stock $864k $1.5m $26.2m $6.3m $20.9m $31.3m $15.6m $15.0m $12.6m $35.8m
Dividends paid $24.9m $30.5m $34.8m $39.4m $43.0m $43.6m $44.6m $50.8m $52.6m $55.5m
Payments of Dividends $24.9m $30.5m $34.8m $39.4m $43.0m $43.6m $44.6m $50.8m $52.6m $55.5m
Net Cash Provided by (Used in) Financing Activities ($536.8m) ($43.9m) $204.1m ($207.7m) $612.2m $439.1m $196.2m $416.3m ($21.3m) $247.6m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect ($8.4m) ($8.3m) $22.9m $234.7m $38.8m ($241.1m) ($7.3m) ($13.6m) $47.0m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $356.6m $395.4m $154.2m $147.0m $133.4m $180.4m
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $56.0m $34.0m $15.6m $16.4m $139.9m $220.2m $207.5m
Income Taxes Paid, Net $19.9m $27.9m $23.8m $21.8m $25.9m $22.4m $34.3m $37.5m $32.2m $34.7m