← FirstCash Holdings, Inc.
| Annual Trend | FY 2016 | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash flows from operating activities: | |||||||||||
| Adjustments to reconcile net income to net cash provided by operating activities: | |||||||||||
| Net Income From Continuing Operations | — | — | — | — | — | — | $253.5m | $219.3m | $258.8m | $330.4m | |
| Net Income (Loss) Attributable to Parent | $60.1m | $143.9m | $153.2m | $164.6m | $106.6m | $124.9m | $253.5m | $219.3m | $258.8m | $330.4m | |
| Income (Loss) from Continuing Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $60.1m | — | — | — | — | — | — | — | — | — | |
| Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest | $0 | — | — | — | — | — | — | — | — | — | |
| Depreciation and amortization | $31.9m | $55.2m | $43.0m | $41.9m | $42.1m | $45.9m | $103.8m | $109.2m | $104.9m | $111.8m | |
| Other Depreciation and Amortization | $31.9m | $55.2m | $43.0m | $41.9m | $42.1m | $45.9m | $103.8m | $109.2m | $104.9m | $111.8m | |
| Amortization of Debt Issuance Costs | $1.4m | $1.8m | $1.9m | $1.4m | $1.6m | $1.7m | $3.0m | $2.8m | $3.6m | $4.0m | |
| Depreciation, Nonproduction | $26.6m | $44.5m | $36.4m | $39.1m | $39.8m | $42.5m | $46.8m | $52.1m | $54.8m | $58.0m | |
| Amortization Of Securities | — | — | — | — | — | — | $44.4m | ($18.0m) | ($38.1m) | ($67.2m) | |
| Depreciation Amortization Depletion | — | — | — | — | — | — | $457.3m | $520.6m | $538.2m | $430.9m | |
| Deferred Income Tax Expense (Benefit) | $12.0m | ($11.9m) | $7.6m | $8.9m | $10.1m | $10.3m | $28.2m | ($13.5m) | ($7.4m) | $19.4m | |
| Deferred Income Tax | — | — | — | — | — | — | $42.5m | ($13.1m) | ($7.4m) | $18.7m | |
| Deferred Tax | — | — | — | — | — | — | $42.5m | ($13.1m) | ($7.4m) | $18.7m | |
| Share-based Payment Arrangement, Noncash Expense | $4.2m | $3.1m | $5.8m | $8.7m | $2.9m | $5.2m | $10.9m | $13.7m | $14.8m | $20.2m | |
| Payment, Tax Withholding, Share-based Payment Arrangement | $0 | $0 | — | — | $3.7m | $1.7m | $0 | $2.5m | $7.0m | $5.8m | |
| Share-based Payment Arrangement, Expense | $4.2m | $3.1m | $5.8m | $8.7m | $2.9m | $5.2m | $10.9m | — | — | — | |
| Goodwill, Impairment Loss | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Impairment of Intangible Assets, Indefinite-lived (Excluding Goodwill) | — | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | |
| Asset Impairment Charge | — | — | — | — | — | — | $1.7m | $496k | $1.7m | $0 | |
| Gain (Loss) on Extinguishment of Debt | — | ($14.1m) | $0 | $0 | ($11.7m) | $0 | $0 | — | — | — | |
| Income Tax Expense (Benefit) | $33.3m | $28.4m | $52.1m | $60.0m | $37.1m | $41.6m | $70.1m | $73.5m | $84.0m | $117.2m | |
| Operating Lease, Expense | — | — | — | $124.1m | $121.6m | $125.4m | $128.2m | $141.8m | $146.1m | $149.2m | |
| Other Nonoperating Income (Expense) | — | — | — | — | — | — | $2.7m | $1.4m | $522k | $15.9m | |
| Changes in operating assets and liabilities: | |||||||||||
| Additional Financial Items | |||||||||||
| Increase (Decrease) in Accounts Receivable | — | — | — | — | — | $2.5m | $1.2m | $8.7m | $3.4m | $5.5m | |
| Accounts Receivable, Credit Loss Expense (Reversal) | $12.0m | $19.8m | $17.5m | $4.2m | — | — | — | — | — | — | |
| Proceeds from Stock Options Exercised | $0 | $307k | $400k | $400k | $1.1m | $380k | $0 | $0 | — | — | |
| Foreign Currency Transaction Gain (Loss), before Tax | — | — | ($762k) | $787k | ($884k) | ($436k) | $585k | $1.5m | ($2.6m) | $2.2m | |
| Foreign Currency Transaction Gain (Loss), Unrealized | — | — | — | $900k | — | — | — | — | — | — | |
| General and Administrative Expense | $96.5m | $122.5m | $120.0m | $122.3m | $110.9m | $111.3m | $147.9m | $176.3m | $173.2m | $232.8m | |
| Goodwill | $831.2m | $831.1m | $917.4m | $948.6m | $977.4m | $1.5b | $1.6b | $1.7b | $1.8b | $2.0b | |
| Investment Income, Interest | $751k | $1.6m | $2.4m | $1.1m | $1.5m | $696k | $1.3m | $1.5m | $1.9m | $2.9m | |
| Operating Costs and Expenses | $328.0m | $551.9m | $563.3m | $595.5m | $562.2m | $564.8m | $728.9m | $832.1m | $901.0m | $933.7m | |
| Operating Expenses | $511.4m | $775.2m | $761.5m | $793.7m | $767.4m | $752.6m | $941.0m | $1.2b | $1.3b | $1.4b | |
| Provision for Loan, Lease, and Other Losses | — | — | — | $0 | $0 | $5.4m | $139.5m | $175.9m | $163.4m | $148.1m | |
| Financing Receivable, Credit Loss, Expense (Reversal) | — | — | — | — | — | $49.0m | $118.5m | $123.0m | $143.8m | $162.7m | |
| Beginning Cash Position | — | — | — | — | — | — | $120.0m | $117.3m | $127.0m | $175.1m | |
| Cash Flow From Continuing Financing Activities | — | — | — | — | — | — | ($139.3m) | $51.3m | ($38.2m) | $176.4m | |
| Cash Flow From Continuing Investing Activities | — | — | — | — | — | — | ($336.4m) | ($462.3m) | ($441.6m) | ($828.0m) | |
| Change In Account Payable | — | — | — | — | — | — | $20.0m | $22.4m | $17.9m | $5.4m | |
| Change In Inventory | — | — | — | — | — | — | ($3.1m) | $1.8m | ($9.7m) | ($21.3m) | |
| Change In Other Current Assets | — | — | — | — | — | — | ($502.4m) | ($605.2m) | ($553.9m) | ($425.3m) | |
| Change In Other Working Capital | — | — | — | — | — | — | ($2.2m) | ($15.4m) | $8.2m | $23.7m | |
| Change In Payable | — | — | — | — | — | — | $20.0m | $22.4m | $17.9m | $5.4m | |
| Change In Payables And Accrued Expense | — | — | — | — | — | — | $20.0m | $22.4m | $17.9m | $5.4m | |
| Change In Prepaid Assets | — | — | — | — | — | — | ($3.4m) | ($3.5m) | $2.0m | ($11.1m) | |
| Change In Receivables | — | — | — | — | — | — | ($1.2m) | ($8.7m) | ($3.4m) | ($5.5m) | |
| Change In Working Capital | — | — | — | — | — | — | ($492.4m) | ($608.5m) | ($539.0m) | ($434.1m) | |
| Changes In Account Receivables | — | — | — | — | — | — | ($1.2m) | ($8.7m) | ($3.4m) | ($5.5m) | |
| Changes In Cash | — | — | — | — | — | — | ($6.4m) | $5.1m | $60.2m | ($65.7m) | |
| End Cash Position | — | — | — | — | — | — | $117.3m | $127.0m | $175.1m | $125.2m | |
| Financing Cash Flow | — | — | — | — | — | — | ($139.3m) | $51.3m | ($38.2m) | $176.4m | |
| Free Cash Flow | — | — | — | — | — | — | $433.7m | $356.0m | $471.7m | $531.0m | |
| Investing Cash Flow | — | — | — | — | — | — | ($336.4m) | ($462.3m) | ($441.6m) | ($828.0m) | |
| Net Business Purchase And Sale | — | — | — | — | — | — | ($96.8m) | ($181.3m) | ($76.0m) | ($475.1m) | |
| Net PPE Purchase And Sale | — | — | — | — | — | — | ($35.6m) | ($60.1m) | ($68.2m) | ($54.9m) | |
| Other Non Cash Items | — | — | — | — | — | — | ($106.6m) | $2.8m | $3.6m | $4.0m | |
| Proceeds From Stock Option Exercised | — | — | — | — | — | $380k | $0 | $0 | — | — | |
| Provisionand Write Offof Assets | — | — | — | — | — | — | $258.0m | $298.9m | $307.2m | $283.1m | |
| Purchase Of Business | — | — | — | — | — | — | ($96.8m) | ($181.3m) | ($76.0m) | ($475.1m) | |
| Purchase Of PPE | — | — | — | — | — | — | ($35.6m) | ($60.1m) | ($68.2m) | ($54.9m) | |
| Repurchase Of Capital Stock | — | — | — | — | — | — | ($157.9m) | ($114.4m) | ($85.0m) | ($115.8m) | |
| Stock Based Compensation | — | — | — | — | — | — | $10.9m | $13.7m | $14.8m | $20.2m | |
| Net Cash Provided by (Used in) Operating Activities | $96.9m | $220.4m | $243.4m | $231.6m | $222.3m | $223.3m | $469.3m | $416.1m | $540.0m | $585.9m | |
| Cash flows from investing activities: | |||||||||||
| Capital Expenditure | — | — | — | — | — | — | ($35.6m) | ($60.1m) | ($68.2m) | ($54.9m) | |
| Payments to Acquire Businesses, Net of Cash Acquired | $8.2m | $0 | $0 | — | — | $462.1m | $25.0m | $0 | $0 | — | |
| Net Investment Properties Purchase And Sale | — | — | — | — | — | — | ($82.9m) | ($70.5m) | ($86.1m) | ($61.9m) | |
| Purchase Of Investment Properties | — | — | — | — | — | — | ($82.9m) | ($70.5m) | ($86.1m) | ($61.9m) | |
| Net Other Investing Changes | — | — | — | — | — | — | ($121.2m) | ($150.4m) | ($211.3m) | ($236.2m) | |
| Net Cash Provided by (Used in) Investing Activities | ($26.0m) | $1.4m | ($159.2m) | ($137.1m) | ($20.4m) | ($744.6m) | ($336.4m) | ($462.3m) | ($441.6m) | ($828.0m) | |
| Cash flows from financing activities: | |||||||||||
| Issuance Of Debt | — | — | — | — | — | — | $286.0m | $646.3m | $945.0m | $796.3m | |
| Long Term Debt Issuance | — | — | — | — | — | — | $286.0m | $646.3m | $945.0m | $796.3m | |
| Net Issuance Payments Of Debt | — | — | — | — | — | — | $80.0m | $230.3m | $130.0m | $368.9m | |
| Net Long Term Debt Issuance | — | — | — | — | — | — | $80.0m | $230.3m | $130.0m | $368.9m | |
| Long Term Debt Payments | — | — | — | — | — | — | ($206.0m) | ($416.0m) | ($815.0m) | ($427.4m) | |
| Repayment Of Debt | — | — | — | — | — | — | ($206.0m) | ($416.0m) | ($815.0m) | ($427.4m) | |
| Net Common Stock Issuance | — | — | — | — | — | — | ($157.9m) | ($114.4m) | ($85.0m) | ($115.8m) | |
| Payments for Repurchase of Common Stock | $0 | $91.7m | $273.7m | $116.1m | $107.0m | $49.6m | $157.9m | $114.4m | $85.0m | $115.8m | |
| Common Stock Payments | — | — | — | — | — | — | ($157.9m) | ($114.4m) | ($85.0m) | ($115.8m) | |
| Dividends paid | $19.8m | $36.8m | $40.9m | $44.0m | $44.8m | $47.5m | $59.6m | $61.9m | $65.8m | $70.9m | |
| Payments of Dividends | $19.8m | $36.8m | $40.9m | $44.0m | $44.8m | $47.5m | $59.6m | $61.9m | $65.8m | $70.9m | |
| Cash Dividends Paid | — | — | — | — | — | — | ($59.6m) | ($61.9m) | ($65.8m) | ($70.9m) | |
| Common Stock Dividend Paid | — | — | — | — | — | — | ($59.6m) | ($61.9m) | ($65.8m) | ($70.9m) | |
| Net Other Financing Charges | — | — | — | — | — | — | ($1.8m) | ($2.7m) | ($17.4m) | ($5.8m) | |
| Net Cash Provided by (Used in) Financing Activities | ($58.7m) | ($197.5m) | ($127.1m) | ($120.8m) | ($186.5m) | $577.0m | ($139.3m) | $51.3m | ($38.2m) | $176.4m | |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | $3.9m | ($1.5m) | $3.7m | $4.6m | ($12.1m) | $15.8m | |
| Effect Of Exchange Rate Changes | — | — | — | — | — | — | $3.7m | $4.6m | ($12.1m) | $15.8m | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | — | — | — | — | $19.3m | $54.2m | ($2.7m) | $9.7m | $48.1m | ($49.9m) | |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | — | — | — | — | — | — | $117.3m | $127.0m | $175.1m | $125.2m | |
| Supplemental disclosure of cash flow information: | |||||||||||
| Change In Cash Supplemental As Reported | — | — | — | — | — | — | ($2.7m) | $9.7m | $48.1m | ($49.9m) | |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | — | — | — | $32.7m | $21.0m | $29.5m | $52.9m | $90.3m | $91.2m | $134.5m | |
| Income Taxes Paid, Net | — | — | — | — | — | — | $30.1m | $102.2m | $85.4m | $72.7m |
Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.