FLAGSTAR BANK, NATIONAL ASSOCIATION

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
ASSETS
Current assets:
Cash and Cash Equivalents, at Carrying Value $557.9m $2.5b $1.5b $741.9m $1.9b $2.2b $2.0b $11.5b $15.4b
Short-term Investments $10.4b
Property, Plant and Equipment, Net $373.7m $368.7m $346.2m $312.6m $287.4m $270.0m $491.0m $652.0m $562.0m $477.0m
Goodwill $2.4b $2.4b $2.4b $2.4b $2.4b $2.4b $2.4b $0 $0
Intangible Assets, Net (Excluding Goodwill) $625.0m $488.0m $381.0m
Operating Lease, Right-of-Use Asset $286.2m $266.9m $249.0m $119.0m $426.0m $416.0m $380.0m
Additional Financial Items
AOCI, Debt Securities, Available-for-sale, Adjustment, after Tax ($753k) $39.2m ($10.5m) $31.5m $66.9m ($45.0m) ($626.0m) ($581.0m) ($653.0m) $15.7b
Assets $48.9b $49.1b $51.9b $53.6b $56.3b $59.5b $90.1b $114.1b $100.2b $87.5b
LIABILITIES AND EQUITY
Operating Lease, Liability, Noncurrent $286.0m
Long-term Debt $21.3b $14.4b $8.2b
Deferred Tax Liabilities, Net $32.6m $84.8m $79.1m $201.4m $419.9m $384.0m $107.0m $517.0m $51.0m $42.0m
Liabilities $42.8b $42.3b $45.2b $46.9b $49.5b $52.5b $81.3b $105.7b $92.0b $79.4b
Stockholders’ equity:
Preferred Stock, Value, Issued $502.8m $502.8m $502.8m $502.8m $503.0m $503.0m $503.0m $503.0m $503.0m
Common Stock, Value, Issued $4.9m $4.9m $4.9m $4.9m $4.9m $5.0m $7.0m $7.0m $4.0m $4.0m
Additional Paid in Capital $6.0b $6.1b $6.1b $6.1b $6.1b $6.1b $8.1b $8.2b $9.3b $9.3b
Retained Earnings (Accumulated Deficit) $128.4m $237.9m $297.2m $342.0m $494.2m $741.0m $1.0b $443.0m ($763.0m) ($988.0m)
Accumulated Other Comprehensive Income (Loss), Net of Tax ($56.7m) ($15.2m) ($87.7m) ($32.8m) ($25.5m) ($85.0m) ($620.0m) ($599.0m) ($640.0m) ($489.0m)
Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax $50.7m $49.1m $71.1m $59.1m $59.3m $31.0m $46.0m $28.0m $35.0m
Stockholders' Equity Attributable to Parent $6.1b $6.8b $6.7b $6.7b $6.8b $7.0b $8.8b $8.4b $8.2b $8.1b
Liabilities and Equity $48.9b $49.1b $51.9b $53.6b $56.3b $59.5b $90.1b $114.1b $100.2b $87.5b

Values abbreviated: b = billions, m = millions, k = thousands. Per share data in USD.