← FS Bancorp, Inc.

Annual Trend FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022 FY 2023 FY 2024 FY 2025
Cash flows from operating activities:
Adjustments to reconcile net income to net cash provided by operating activities:
Net Income (Loss) Attributable to Parent $10.5m $14.1m $24.3m $22.7m $39.3m $37.4m $29.6m $36.1m $35.0m $33.3m
Net Income (Loss) Available to Common Stockholders, Basic $10.5m $14.1m $24.3m $22.7m $39.3m $37.4m $29.6m $35.5m $34.5m $32.8m
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest — — $24.3m $22.7m $39.3m $37.4m $29.6m — — —
Depreciation, Depletion and Amortization $1.4m $1.6m $1.8m $2.8m $2.8m $2.7m $2.5m $2.6m $2.5m $2.8m
Depreciation, Amortization and Accretion, Net $5.2m $3.9m $5.3m $12.0m $13.6m $15.2m $14.0m $12.6m $10.6m $11.9m
Amortization of Intangible Assets $522k $400k $351k $760k $706k $691k $691k $3.5m $3.6m $3.2m
Deferred Income Tax Expense (Benefit) $206k ($718k) ($768k) $988k ($2.4m) $1.8m ($844k) ($693k) ($2.0m) ($294k)
Share-based Payment Arrangement, Noncash Expense $783k $634k $767k $869k — — — $2.0m $1.8m $2.3m
Payment, Tax Withholding, Share-based Payment Arrangement — — — — — — — $355k $386k $464k
Goodwill, Impairment Loss $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Impairment of Intangible Assets, Finite-lived — — — — — — — — — $0
Gain (Loss) on Disposition of Property Plant Equipment — — ($71k) ($26k) — — — — — ($39k)
Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal ($417k) ($1.0m) ($2.2m) ($147k) ($1.1m) ($564k) ($3.5m) $5.8m $5.6m $9.0m
Gain (Loss) on Disposition of Assets — — ($71k) ($26k) — — — — — —
Gain (Loss) on Disposition of Intangible Assets — $1.1m $0 — — — — — — —
Income Tax Expense (Benefit) $5.6m $6.5m $4.2m $5.4m $10.6m $10.0m $7.3m $9.2m $6.6m $7.8m
Changes in operating assets and liabilities:
Additional Financial Items
Increase (Decrease) in Other Operating Assets — — — — — — — $4.5m ($8.1m) ($4.7m)
Provision for Loan, Lease, and Other Losses $2.4m $750k $1.5m $2.9m $13.0m $500k $6.6m $4.8m $5.5m $9.5m
Bank Owned Life Insurance Income $282k $274k $413k $872k $870k $866k $876k $920k $990k $1.0m
Increase (Decrease) in Other Operating Liabilities — — — — — — — $3.1m ($5.3m) ($3.6m)
Gain (Loss) on Sales of Loans, Net $19.1m $18.0m $14.9m $14.2m $48.8m $31.1m $7.9m $6.7m $8.6m $8.3m
Proceeds from Stock Options Exercised $186k $669k $1.1m $705k $161k $2.1m $568k $273k $1.6m $57k
Debt and Equity Securities, Realized Gain (Loss) — — — — — — — — ($7.8m) $0
Debt Securities, Available-for-sale, Realized Gain (Loss) — — — — — — — $0 — —
Gain (Loss) on Investments $146k $380k $171k $32k $300k — — — — —
Goodwill $2.3m $2.3m $2.3m $2.3m $2.3m $2.3m $2.3m $3.6m $3.6m $3.6m
Revenue from Contract with Customer, Including Assessed Tax — — $3.2m $6.6m $2.4m $4.3m $8.5m — — —
Unrealized Gain (Loss) on Derivatives — — — — ($1.2m) $2.2m $8.9m ($3.8m) $1.2m ($6.0m)
Derivative, Gain (Loss) on Derivative, Net $3.1m $2.3m ($702k) $303k $6.3m ($5.1m) — — — —
Net Cash Provided by (Used in) Operating Activities $3.6m $15.1m $21.4m $9.2m ($32.3m) $109.0m $184.9m $77.7m $50.8m $72.3m
Cash flows from investing activities:
Payments to Acquire Property, Plant, and Equipment $3.6m $1.0m $3.8m $2.5m $1.4m $2.0m $1.6m $1.7m $1.6m $20.4m
Gain (Loss) on Sale of Investments $146k $380k $171k $32k $300k — — — ($7.8m) $0
Net Cash Provided by (Used in) Investing Activities $53.3m ($169.4m) ($187.0m) ($55.2m) ($270.7m) ($310.8m) ($504.0m) $77.7m ($104.2m) ($206.4m)
Cash flows from financing activities:
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale $14.1m $7.6m $10.2m $24.3m $38.0m $29.9m $21.2m $17.3m $17.7m $67.6m
Proceeds from Issuance of Common Stock — $25.6m $0 — — $0 $503k $1.0m $1.1m $1.2m
Payments for Repurchase of Common Stock $4.9m $275k $251k $4.8m $9.8m $14.0m $15.6m $223k $2.5m $15.4m
Payments of Ordinary Dividends, Common Stock $1.1m $1.3m $1.9m $2.9m $3.6m $4.6m $7.1m $7.8m $8.3m $10.3m
Payments of Dividends $1.1m $1.3m $1.9m $2.9m $3.6m $4.6m $7.1m $7.8m $8.3m $10.3m
Net Cash Provided by (Used in) Financing Activities ($44.8m) $136.8m $179.4m $59.0m $348.8m $136.7m $334.1m ($131.1m) $19.3m $130.7m
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $12.0m ($17.5m) $13.9m $13.0m $45.8m ($65.1m) $14.9m $24.3m ($34.1m) ($3.4m)
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents — — $32.8m $45.8m $91.6m $26.5m $41.4m — — —
Supplemental disclosure of cash flow information:
Interest Paid, Excluding Capitalized Interest, Operating Activities $4.2m $4.9m $10.1m $18.7m $14.6m $8.2m $11.0m $38.7m $63.1m $65.2m
Income Taxes Paid, Net — — ($251k) ($204k) ($34k) ($211k) ($190k) $10.4m $2.4m $184k

Data sourced from SEC EDGAR 10-K filings via EdgarTools. Amounts are shown in USD as reported in each fiscal year filing.